nikhilbgm's Timeline

Commented on netaddict513's review

Pvt. Insurance firms: Be very careful
Max Life Insurance

First and formost Unit Link insurance policies are not for short term nor any insurance is for short term..Insurance is for protection and security for your loved ones. Yes now talking about your policy as all unit link products are linked to market and is subject to market risk and with the invest...ors signature only the policy will get login. As you have taken this policy and chosen growth fund your entire money is invested in market and this is with your permission and signature. Also the market has has crashed and was very choppy from past one year you cant expect the returns in 5 years.yes but if you have chosen balanced fund and if you might have stay invested for another five years then you might have got 15 to 16% returns on your investment. Compare to FD unit link products are completely opposite.In FD you will not get risk cover and on death you will get only whatever is invested but in ULIP you will get 10 times of the amount you have invested. FD returns are taxable and you have to wait for 9 years to see the doubling of your amount,which is with 8.5% ..which is very low compare to the inflation which is 9%. So its suggestion to all the investors better look All insurance products as for long term savings and protection which will give shield fro your asset/.....in presence or in absence of you... Regards, NikhilRead More

Commented on rama1982's review

Beaware of MaxNewYork, please never invest
Max Life Insurance

First and formost Unit Link insurance policies are not for short term nor any insurance is for short term..Insurance is for protection and security for your loved ones. Yes now talking about your policy as all unit link products are linked to market and is subject to market risk and with the inves...tors signature only the policy will get login. As you have taken this policy and chosen growth fund your entire money is invested in market and this is with your permission and signature. Also the market has has crashed and was very choppy from past one year you cant expect the returns in 5 years.yes but if you have chosen balanced fund and if you might have stay invested for another five years then you might have got 15 to 16% returns on your investment. Compare to FD unit link products are completely opposite.In FD you will not get risk cover and on death you will get only whatever is invested but in ULIP you will get 10 times of the amount you have invested. FD returns are taxable and you have to wait for 9 years to see the doubling of your amount,which is with 8.5% ..which is very low compare to the inflation which is 9%. So its suggestion to all the investors better look All insurance products as for long term savings and protection which will give shield fro your asset/.....in presence or in absence of you... Regards, NikhilRead More

Commented on surfer111's review

My Experience of maxnewyork
Max Life Insurance

First and formost Unit Link insurance policies are not for short term nor any insurance is for short term..Insurance is for protection and security for your loved ones. Yes now talking about your policy as all unit link products are linked to market and is subject to market risk and with the invest...ors signature only the policy will get login. As you have taken this policy and chosen growth fund your entire money is invested in market and this is with your permission and signature. Also the market has has crashed and was very choppy from past one year you cant expect the returns in 5 years.yes but if you have chosen balanced fund and if you might have stay invested for another five years then you might have got 15 to 16% returns on your investment. Compare to FD unit link products are completely opposite.In FD you will not get risk cover and on death you will get only whatever is invested but in ULIP you will get 10 times of the amount you have invested. FD returns are taxable and you have to wait for 9 years to see the doubling of your amount,which is with 8.5% ..which is very low compare to the inflation which is 9%. So its suggestion to all the investors better look All insurance products as for long term savings and protection which will give shield fro your asset/.....in presence or in absence of you... Regards, NikhilRead More

Commented on aravindan1979's review

Experience with Max New York
Max Life Insurance

Mr Aravindan, First and formost Unit Link insurance policies are not for short term nor any insurance is for short term..Insurance is for protection and security for your loved ones. Yes now talking about your policy as all unit link products are linked to market and is subject to market risk and ...with the investors signature only the policy will get login. As you have taken this policy and chosen growth fund your entire money is invested in market and this is with your permission and signature. Also the market has has crashed and was very choppy from past one year you cant expect the returns in 5 years.yes but if you have chosen balanced fund and if you might have stay invested for another five years then you might have got 15 to 16% returns on your investment. Compare to FD unit link products are completely opposite.In FD you will not get risk cover and on death you will get only whatever is invested but in ULIP you will get 10 times of the amount you have invested. FD returns are taxable and you have to wait for 9 years to see the doubling of your amount,which is with 8.5% ..which is very low compare to the inflation which is 9%. So its suggestion to all the investors better look All insurance products as for long term savings and protection which will give shield fro your asset/.....in presence or in absence of you... Regards, NikhilRead More

Commented on ashokjaishankar's review

Claim Settlement at Max New York Life
Max Life Insurance

Today our life is full and in and around with private sector.Today which school our childrens are studying? when you fall sick which hospital you will prefer,govt or Private ..?the answer is private.. Why dont you wear only khadi clothes instead on peter England or van husen? as when it comes ...to saving our mind is set that we can go with LIC or Nationalise Bank. But i would like to tell you that today all the insurance companies are giving tough fight to LIC and they are proToday our life is full and in and around with private sector.Today which school our childrens are studying? when you fall sick which hospital you will prefer,govt or Private ..?the answer is private.. Why dont you wear only khadi clothes instead on peter England or van husen? as when it comes to saving our mind is set that we can go with LIC or Nationalise Bank. But i would like to tell you that today all the insurance companies are giving tough fight to LIC and they are proving themself's to be the best. Coming back to investment with insurance industry we have to 1st understand where i am investing?It is a Insurance companies and they are for security,protection and to help in terms of uncertanity to yur loved ones.....and on maturity to give you gauranteed money as Retirement solutions. so anyone who is looking to invest in insurance companies is the person who cares for his family.He dont want his capital to get distrub which happens in Mutual funds and Share.Also no one like to invest in those sector where there is gambling and no gaurantee on capital money. So best is to invest 50% in Insurance companies and then you can put some amount in FD,then some i Gold anf 15% you can only invest in Shares or in SIPthat to to for 10 years term. Best companies in Insurance are Max New York Life,SBI AND BIRLA SUN LIFE. Nikhil Read More

Reviewed Max Life Insurance

Best Insurance company & Best services,Best claim

Today our life is full and in and around with private sector.Today which school our childrens are studying?Wwhen you fall sick which hospital you will prefer, govt or Private ..?the answer is private.. Why dont you wear only khadi clothes instead on peter England or van husen? As when it come...Read more

Like 3

Comments 5

Commented on rama1982's review

Beaware of MaxNewYork, please never invest
Max Life Insurance

Today our life is full and in and around with private sector.Today which school our childrens are studying? when you fall sick which hospital you will prefer,govt or Private ..?the answer is private.. Why dont you wear only khadi clothes instead on peter England or van husen? as when it com...es to saving our mind is set that we can go with LIC or Nationalise Bank. But i would like to tell you that today all the insurance companies are giving tough fight to LIC and they are proving themself's to be the best. Coming back to investment with insurance industry we have to 1st understand where i am investing?It is a Insurance companies and they are for security,protection and to help in terms of uncertanity to yur loved ones.....and on maturity to give you gauranteed money as Retirement solutions. so anyone who is looking to invest in insurance companies is the person who cares for his family.He dont want his capital to get distrub which happens in Mutual funds and Share.Also no one like to invest in those sector where there is gambling and no gaurantee on capital money. So best is to invest 50% in Insurance companies and then you can put some amount in FD,then some i Gold anf 15% you can only invest in Shares or in SIPthat to to for 10 years term. Best companies in Insurance are Max New York Life,SBI AND BIRLA SUN LIFE. NikhilRead More

Commented on netaddict513's review

Pvt. Insurance firms: Be very careful
Max Life Insurance

Today our life is full and in and around with private sector.Today whcih school we and or childrens are studying,when you fall sick which hospital you will prefer,govt or Private ..?the answer is private.. Why dont you wear only khadi clothes,as when it comes to saving our mind is set that we c...an go with LIC or Nationalise Bank. But i would like to tell you that today all the insurance companies are giving tough fight to LIC and they are proving themself's to be the best. Coming back to investment with insurance industry we have to 1st understand where i am investing?It is a Insurance companies and they are for security,protection and to help in terms of uncertanity and on maturity to give you gauranteed money as Retirement solutions. so anyone who is looking to invest in insurance companies is the person who cares for his family.He dont want his capital to get distrub which happens in Mutual funds and Share.Also no one like to invest in those sector where there is gambling and no gaurantee on capital money. So best is to invest 50% in Insurance companies,like Max New York Life,SBI AND BIRLA SUN LIFE. NikhilRead More

Commented on netaddict513's review

Pvt. Insurance firms: Be very careful
Max Life Insurance

Today our life is full and in and around with private sector.Today whcih school we and or childrens are studying,when you fall sick which hospital you will prefer,govt or Private ..?the answer is private.. Why dont you wear only khadi clothes,as when it comes to saving our mind is set that we c...an go with LIC or Nationalise Bank. But i would like to tell you that today all the insurance companies are giving tough fight to LIC and they are proving themself's to be the best. Coming back to investment with insurance industry we have to 1st understand where i am investing?It is a Insurance companies and they are for security,protection and to help in terms of uncertanity and on maturity to give you gauranteed money as Retirement solutions. so anyone who is looking to invest in insurance companies is the person who cares for his family.He dont want his capital to get distrub which happens in Mutual funds and Share.Also no one like to invest in those sector where there is gambling and no gaurantee on capital money. So best is to invest 50% in Insurance companies,like Max New York Life,SBI AND BIRLA SUN LIFE. NikhilRead More

Commented on mahesh99's review

No Insurance can go into losses..its a FACT
Max Life Insurance

There is a Best Product Life Partner Plus... to there grand Children etc ..So please go ahead and invest

Commented on UrmilaRaniGupta's review

One of the worst Claim Settlement Procedures
Max Life Insurance

We are with you madam,But as per the rules of and regulations order by IRDA all the insurance companies are bounded and we cant go beyond our limits. If you see Max New York Life Claim's Settelment ratio's are very good and 0 pending cases are every year from 2000 to 2010. In some case the cl...ients gives wrong information and miss guide the companies to get the policies for his own benifits and it also applicable for agent advisors.As we are educated people so best is to read the document and proposal form before signing the document. Your claim will get settle as Max Whole life plan is very good and you will get the Sum assured(Death Benifit)..kindly co.operate with the front office people and meet the office head of the branch and i am sure max people will give 100% help you as they are the best companies and have a mission to be the most admired life insurance companies in India. NikhilRead More

Commented on surfer111's review

My Experience of maxnewyork
Max Life Insurance

You have invested In ULIP product and also chosen fund a Growth Fund which is non other than Equity Link(Share Market). In equity market you have to stay invested for long term like 8 to 9 years where you can see a good returns of 12 to 13%. So please stay invested and dont worry as MAx New York F...unds are doing very well and i suggest you to shift your funda now to Balanced funds. NikhilRead More

Commented on priyanka0909's review

MAX NEWYORK Life tradational plans are good.
Max Life Insurance

There is a Best Product Life Partner Plus... to there grand Children etc ..So please go ahead and invest

Commented on priyanka0909's review

MAX NEWYORK Life tradational plans are good.
Max Life Insurance

I prefer everyone to go through the Traditional plans of MAX NEWYORK LIFE. Especially Platinum Protect which is very much usefull for every earning person.A 1000/- a month will save there family at a very high cost. There are very good plans life College Plans and for Grandparents There is a Best Pr...oduct Life Partner Plus... to there grand Children etc ..So please go ahead and investRead More

Commented on catscan's review

EXcellent ISBM
Indian School of Business Management - Mumbai

Very Good for all the people who are working proffesionals and can complete their Managment studies without any tension and hurdels.. So pls go forward and enroll today itself with ISBM.Indian school Of Business Management.