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John Arland


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unapposed_puma's Timeline

Commented on biswarupa's review

Sep 27, 2009 10:04 AM

Ross Uncle, Glad to hear froam you after such a long time. Even my experiance was really good. Great Food and Great Ambiance

Reviewed Tata Steel Ltd 

Sep 27, 2009 09:55 AM 10737 Views

Im writing my own experience with TATA STEEL LTD better known as TISCO. My DAD was an employee with TATA STEEL for the last 35 years, and this April he passed away due to a heart attack. Since then the way the company and the employees has responded has been amazing. We were helped in each st...Read more

Commented on chatwithneeraj's review

Sep 27, 2009 09:38 AM

Hi Neeraj, I think u should sue them for thier deficiency in sevice. Rubbish serive , i belive any govt firm would offer better service than this... Really disheartening to hear this from a TATA enterprise

Commented on icicicheats's review

Jul 27, 2009 11:27 PM

Dear Friends, Nothing is free in this world. Blame game is an easy prey in our culture. People writing reviews on blogs should be tread as educated by any standards. Any company as per my knowledge has given their consumers a Policy Bond which carries the customised feedback on the product sel...ected and gives a detail break-up of all charges and fund details.Also they have to mandatorily allow you a freelook period of 15 days post you receive the docs. 2. pls be informed even govt enterprises like LIC has an chanrges upto 70% on collecetd premiums. I have bee a victim of their menance at the time of claim settlement of my father's polices with LIC where i was made to run from pillar to post. Please note the whole design of the ULIP thing has been approved and governed by IRDA.hence charges etc would be applicable for any product category. What you should have done is that: 1 Go throgh the policy kit and understand the product conditions. 2. If any deviations you should have contacted the branch and brought the things into their notice. Im sure you can have resolution if you can get through the branch personnel for a corrective guidance.Read More

Commented on prashant70's review

May 27, 2009 09:54 PM

Dear Prashant, Understand there has been a sheer lack of communication in ths case. Even i have purchased the same product and believe me my policy gt issued within a 7 days. I gues they require theincome proof , as apart of the mandatory requirement in case of the term products which offer a ...reasonably higher amount of cover with a egligible premium contribution. Also the purpose of insurance is lifeb cover then , the basics of insurance suggests a concept called HLV (Human Life Value), ie they rate what is teh financial loss to the family or the beneficiary in the case of an immedaite loss to the assured or simply that hw valueable is a life living than dead(that's a layman term). As you pointed out taht what if someone was jobless, then also any insurer would rate the life on the basis of HLV and also his premium paying capacity. As far as your experiance quoted, i guess you have fallen in the wrong hands of an inefficient advisor, though the comapny and their process may not recommend the trauma you have gone through. Please consider this as an individual response as i have nothing to do with teh company and its processes Read More

Commented on livehappy's review

Apr 12, 2009 04:53 PM

Dear Mr BRROSS, Appreciate your concern towrads the interest of YOUR OWN POLICY HOLDERS from whom you have earned a heavy amount of commssion. I do hav some concerns towards the way you have been associated with the company like ICICI. I am a policy holder myself and if i invest a single i should know the pro and cons of the poortfolio or the product. Beng an agent of teh compnay you have went on sellng products to everyone probably u have known without without know a single word of the product. Surprising that if youan ex director etc and literate enogh you have behaved like a uneducated bafoon and even have misguided your customer base. Regarding the charges of these products , pls be aware whether LIC opr anything else, each and evry single category/feature of teh product is approved and reapproved by the regulator (IRDA), If you invest in ulips each and every ulip has a min mum lock in period as per taxation lawas and also by teh regulator. I donot agree to sridhara, which says provides a fadeed insight as even LIC products have average charges of 70-80%. So just dont be an agent to misguide teh customers as the customers will buy what you sell. you shou;ld be convincing enough to pitch teh right product for the right customer.Read More