Hi all
I was using this credit card for around 8 months all the offers provided by other banks are batter then sbi bank.
Yearly charges are so high though there are so many banks which are providing batter offers with no yearly charges sbi credit card having money back options as well where you have to intimate it's customer care so that they can initiate the refund or else. the customer care will take minimum 30 min to get connected so make sure if you have lack of time you will not be able to get your amount back because intimation is must and they will keep charging you on regular basis
Most of the time when we use to mail them they always ask to call our customer care which can not be possible due to its worst connectivity.
I tried to contact customer care so many times and when I fed up I decided to quit and ask them to bar my credit card services.
Over all they are not least bother about their customers it's sales team only who follow you till the time you start using credit card only and then it's your own risk because you will not get the solution from anyone or you have proper time to do this work only
