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Verified Member MouthShut Verified Member
New Delhi, India India
May 11, 2017 04:05 PM 10067 Views

Owning our own home is every person's dream. It is a place where a person wants to spend whole of his life with his family.Now a days, various banks offer varies loan schemes in which one can avail benefits, can own his own home.

Banks like Punjab National Bank, HDFC Bank and several other banks are offering various lucrative schems. But these banks have a very strict verification process.All your documents should be verified by the branch manager, all the salary slips of past few months are to be verified. The documents related to the land on which the house will be made, need to be checked and verified also.

If a person is earning a handsome salary, he can easily apply for loan as he can payoff the installments easily. Even the banks always check the background of a person who is applying for the loan.

It is always considered good if the interest rates are to be decided in advance so as to avoid future discrepancies.

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