I am a customer of State Bank of India since 2011. Here I am writing my own experiences in this bank. Become a savings bank accounts holder I have get all the facilities. After opening the account bank had send ATM card to postal addresse. And I collected the PIN from bank official in the branch. Bank does not send ATM and PIN attached for security reasons. The service that I get is just awsome. The internet banking is not only highly secured but also easy to operate. Now a days the invented a new features that is cardless cash withdrawal from ATM just download the SBI YONO app and register. In the last I will only say the bank will have no competitor.