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1st Floor, Sapphire Building, SV Rd, Khar, Shiv Kutir, Khar West, Mumbai, 400052, MH


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Verified Member MouthShut Verified Member
Kolkata India
Basic Savings Bank Deposit
May 23, 2018 12:58 PM 2883 Views (via Android App)

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SBI bank offers on this Zero Minimum Balance Account, a basic savings bank account ( BSBD) account does not require to maintain any minimum monthly balance. It also offers debit cards on this account and ATM facility. Customers of BSBD also get access to internet banking facilities bof SBI.

Features of BSBD account.

  1. This account can be opened singly or jointly.

  2. Rate of interest 3.5% p.a below 1 crore and 4% p.a above 1 crore.

  3. A basic RuPay ATM-cum-debit card will be issued free of cost and no annual maintenance.

  4. The receipt/credit money through electronic channels like NEFT/RTGS will be free.

  5. The deposit or collection of cheques drawn by government will be free.

  6. There will no charge on activation of inoperative account.

  7. There will be no account closure charges.

  8. Maximum of four withdrawal in a month including ATM withdrawals at own or others bank's ATM and transaction through other modes NEFT/RTGS/Cash withdrawal/Cleaning etc will not be allowed. No further customer debit will be allowed for the month.

Not a bad options for common people.

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State Bank Of India (SBI)