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Health insurance is Scam on middle class
Sep 18, 2019 11:16 AM 13075 Views

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Health insurance/ 1 Cr insurance that Film star selling are meticulously designed and executed scam on common man which entice common man to put very small amount to get Big cover which actually companies are going to deny when you actually reach for claim. giving reason like you have not disclosed your medical condition while buying policy.


This is a trap. They sell you policies without medical examination saying. it is not required. And then use same reason to deny the claim.


Why they are allowed to issue insurance policy without medical examination at first place. This is specially designed so that they can collect small premiums from billions people and earn profit with out any obligation to pay the claim.


In my son's health insurance claim Star health deny cashless claim on basis that I have not provided all medical history from time starting from birth of child.


My question is.


When did they ask the documents at first place? Neither before issuing policy not after issuing it. If medical history is the reason what they look for then why they issued policy at first place.


On top of that they made unsavory comments about my sons mental growth trajectory which has no basis and purely falsehood.


I will make sure Adviser/Company who sold me this policy and person who visit the hospital for assessment who made unsavory remarks about my son's growth to deny claim pay for it by knocking the door of IRDA.


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