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Verified Member MouthShut Verified Member
Kanpur Nagar India
Extremely worst credit card
Apr 20, 2018 12:10 AM 27921 Views (via Android App)

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Hello friends

I have credit card of sbi.

I haven't applied for it but someone reffered about me and provided my contact

So they called me

And said that they are offering a credit card to me with 1 lac limit

And asked for my pan card details etc

I gave all details to them.

And after few days I received a new credit card

From sbi cards

I didnt use card for 2 months

after two months I purchased something

And made payment

For making that payment they charged me about this penalty that penalty this gst that gst etc etc

Although I paid all that

After Few days I again purchased something

and paid the amount leaving rs.392 only

And I forget to pay the due amount rs.392

on due date sgo they charged me with the penalty of rs.135 amounting total due of rs.527

I called their customer care

and asked for that

but they didnt reply me satisfactorily.

Not satisfied with their reply I didnt paid the amount.

After few days I purchased something

and I got email of total amount due

I got shocked

Because the amount which was due was greater than the purchase which I made.

so I urgently called customer care and asked for that

they reply me that u haven't made the payment of rs.527 due to you

Was penalised with rs.400 and gst extra on it.

total amount which was due on me for not making payment got the total of rs.1256.

But the actual amount which I didn't paid was rs.392.

Very disappointed with their services which they provide.

Number of charges they are charging on the customers who are ready to pay the due amount but they are making customer not to pay that actual amount.

Very disappointed

I personally say everyone not to apply for sbi credit card as they are charging penalty without any genuine reason.

Thanks everyone.

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