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MouthShut Score

44%
2.43 

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Bad Experience About SBI Credit Card
Feb 27, 2018 09:23 AM 13985 Views

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I had a Credit Card in Year approx in 2005. I had a very bad experience about the same. as I used my card for some shopping below my card limit. The representative of the company called me up and asked about the payment after some time. I said him to tell me about the status how much I have to pay as there was no online transactions at that time. I was told that I will not be charged extra at any time. then he replied to pay minimum outstanding of Rs 2000(approx.) which I payed him. this continued approx for two years, when I asked him that the amount I have payed till date is exceeding the amount I used by the card. then I got a call from their office that your outstanding is Rs 45, 000 and what I payed till date is just a minimal amount to continue your card. at that time I was shocked as I had used approx Rs 10, 000 and paid till date approx Rs 35, 000 and still Rs 45, 000 is pending. what the hell it is. them I paid a lum sum amount to them and I stopped using the card of SBI. They never tell the true and charged extra, very extra amount on that card. so, My recommendation is not to use SBI Credit Card.


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