If you want to deposit money in the form of TDR ( Term Deposits) Fix Deposits or RDs( Recurring Deposits) then RBL aka Ratnakar Bank Limited is the best choice.
From the beginning I have my SB account in SBI and I usually deposit extra money in the form of online Term deposits. The rate of interest I get is around 6.25% per annum and I was okay with that because I had no idea about the rates offered by RBL.
Once in an internet ad. I saw that they are offering 8.35% interest on FD and so I opened to read more. It was true and they really had the highest interest rates and flexible policies with no minimum requirement. I found it attractive and the very next day I went to their branch and got my account opened within minutes. The staff is also good and responsive as the bank is not very crowded.
Now my deposit is earning a high yield and I am getting better returns.
For higher returns, RBL is the best bank!