Margadarshi is wel known chitfund to public. But I think it not suggestable to chit . Why I am saying there is lenthy process to lift. Any also we can take our money after 20 days like. If surity not subitted in a week time taken 1 month abv. Suggestable only employee's. They only have employee frinds. Other people where can bring emplyee surities with salary slips. A common man can wait for money approx 1 month ? Only saving purpus can do.