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Shitty company
Dec 28, 2015 04:23 PM 14931 Views (via Android App)
(Updated Dec 28, 2015 04:35 PM)

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I have taken a car loan . Following are the difficulties I had faced in my 4 yrs of experience

1) there was an issue of ECS( auto deduction of emi directly from acc) . Their system got corrupted and the ecs which was supposed to be deducted wasnt deducted from my a/c( 2months) . Due to which they imposed penalty on me of delayed payment even if its their fault. The issue was cleared after 6 months of babugiri. But my name got registered in CIBIL as a defaulter due to which I am facing problem in getting home loan and credit card!

2) now I am foreclosing my loan( paying entire remaining amount on spot) . The remaining amount has been deducted from my a/c. But hey, their system is not upgraded and emi still deducted from my a/c. Its been 2 months still I havent recieved any NOC from them. Now I have to somehow take my NOC and emi deducted from my a/c

3) No one knows their exact point of contact. Not even their call centre guy. Not even their own branches.

4) they will not give u ur agreement details. Yup they wont. They hesitate. After 6-7 complains I have recieved my loan statement.

My Final verdict. Dont. Dont u ever dare to take loan from this company. Spread the word. I have suffered . Plz dont be another me!


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