Would Like to Send You Push Notifications. Notification may includes alerts, activities & updates.

OTP Verification

Enter 4-digit code
For Brands
MouthShut Logo

Thank you for sharing the requirements with us. We'll contact you shortly.

MouthShut Score


Customer Service:

Claims Settlement:


Range of Plans:

Staff Attitude:

I feel this review is:


To justify genuineness of your review kindly attach purchase proof
No File Selected

Verified Member MouthShut Verified Member
Lacknow India
Time Consuming Policy
Jun 23, 2017 06:59 PM 24528 Views

Customer Service:

Claims Settlement:


Range of Plans:

Staff Attitude:

Hello friends,

I am a old policy holder of this insurance company, so there is my personal experience with this company.

The reason I am calling it a time consuming policy are:

  1. Due to some financial problem I am not able to pay my premium on time for which they have blocked my account but after sometime I arranged the premium and ready to pay but at that time they are not ready to open my account, I request to open it otherwise my all deposited money will go in waste. So at that time they take 6 months to re activate my account, it is very wrong as there is no provision in any other bank that you cannot re activate your blocked account.

  2. There claim settlement process is very long, very slow which lead to very time consumption to claim your right. I claim my right at the maturity of the policy but they are showing very careless behavior and ignoring me all the time. I am able to get my claim after 9 months even after visiting for 50 or more times.

Other than that there premium rates are moderate, they have wide range of plans as per the requirements of there customers.

Finally I will say that this policy provider are good but there services are very time consuming which make you very irritating.


Upload Photo

Upload Photos

Upload photo files with .jpg, .png and .gif extensions. Image size per photo cannot exceed 10 MB

Comment on this review

Read All Reviews


Kotak Life Insurance