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MouthShut Score

29%
2.04 

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Review on ICICI bank credit card .
May 02, 2007 02:30 PM 17708 Views

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I have ICICI bank's platinum credit card .


First I am going to tell you what is its benifits . Then I am providing my opinion on this card .


Benefits


24


x 7 personal concierge service, offering a host of services, to name a


few travel assistance, hotel bookings, emergency assistance, gift


delivery, restaurant booking assistanceAn exclusive rewards earning program and one of a kind redemption offerFuel surcharge waiver across all petrol pumpsPriority Pass provides access to over 480 lounges world wide(optional)Domestic and international life style offersLow Interest charge of only 1.99%High credit and cash limitAir accident insurance of up to Rs 1 crore.A specialized customer service desk


I am a savinbgs bank account holder of ICICI bank for 4 years . Previously I had ICICI bank gold debit card but last year I got an'offer' from ICICI bank about an upgradation to its PLATINUM club .Generally ICICI bank provides this to their customers who are using a Gold card for more than 2 year with good bank relationship and higher purchase rates .


Its main advantage is you will get a special bench of customer service for this card only . So no jhanjhat from the long waiting time to get a customer service executive . Generally ICICI's call center is the worst of its kind .


As a frequent air-traveller I get a lot of offer using this card and because of this I got 2 domestic air fare free .Also if you want to checkin at any 4 star hotel that will become 20-25% free .


For me the rewards earning program is 1 per 100 rupees spent  but the threshold point is Rs1000 . i.e you you spent 500 then expect no reward .


Another advantage is credit charge is 1.99  which is more customer friendly at this stage .


You will also get a lot of benifits while you are spending a fuel charge at any pump . I found I am getting a benifit  value equal to Rs 3 /liter


For me the credit limit is Rs 5 lacs per month .


You can also have a priority pass  but that is a optional and I dont use it, Because for that you have to sacrifice your 6 monthly gift-items .


What I can tell you that if you are a frequent air-traveller and you  go beyond india, you have to live different hotels and u want the highest credit limit with low credit charge  then this is the card for you .


I recomment this for multi-national persons and frequent cross country travellers .


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