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Why to buy life eye opener...
Dec 01, 2015 12:02 AM 31247 Views

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The trend is to hate the Life Insurance companies and HDFC Life is not out of this.First let us understand why people hate buying Life Insurance.

1.The Insurance product are need based not want based and people does not sure about their need.You may feel awkward but this is true.We all understand our need of clothing, fooding, fashion, home decor but do not understand about our future financial security of our loved ones.

  1. The common misconception we all have that we have enough savings for our future or we are adequately insured.

  2. Another myth is Private Life Insurance Companies are here to make money only.They will not honour any claims.

  3. The most dangerous myth is that the companies will cheat anyday and vanishes taking all your funds.

My dear friends, please evaluate your thinking after reading this.I will sincerely urge you to verify this as well.

Please watch the video uploaded by me, which can justify my Point No. 1 where we all does the same mistake that we know what we want which actually we don't.

Currently India is the fastest growing economy with a GDP growth rate of 7.3%(2015-16).The value of India represents 3.33% of world economy.The inflation rate is comparing March14 to March 15 was 6.28%.Taking all these into the consideration please calculate the amount of savings you require for your family to survive if you are not around.

The company like HDFC Life stands on a strong foundation called HDFC Ltd.(The parent Company) and who don't know Mr. Deepak Parekh(Chairman HDFC).The company stands on its'VALUES' where'Customer Centricity' is one of its core values.Every child should have a good upbringing to have strong moral.Being a child of HDFC Ltd. HDFC Life got a good parent with fabulous upbringing.

The HDFC Life claim ratio stands at 97% in the year 2014-15.Please visit the HDFC Life website Public Disclosure(
).You yourself can validate.

Last but not the least every life Insurance company including LICI comes under IRDA(Insurance Regulatory and Development Authority), like every bank is under the RBI guidelines. So, no company can shut down their business and go away.One of the main function of IRDA is the Customer Protection.IRDA is a autonomous body formed by the Govt. of India.

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HDFC Life Insurance