I still remember the number of follow up calls while renewing my 2 year of insurance from HDFC. I was on a trip to Pondy when a car overtook from left hand side and made several dents and scratches. When I claimed the insurance the claim officer was speaking to me as he is a police officer and his behaviour was rude. Finally I decided not to deal with this guy more and when I got my car back I found they have only covered one door pare and rest of the accident and scratches not covered. Hence sharing the users. Think twice before going for HDFC ergo auto insurance in Bangalore.