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Verified Member MouthShut Verified Member
Bhubaneswar, India India
Choose the right loan for you
Jul 04, 2015 10:29 AM 13792 Views

Now days to maintain the luxurious life everybody needs a car. But owing a car does not suitable to every body's income. SO most of the people love to take a car on loans provided by banks and NBFCs.

As banks( whether nationalized or private) provide loan at lower interest but their eligibility criteria is little bit difficult and the process is tough, where as getting a loan from NBFCs like mahindra finance, chola finance, tata capital magma finance, they provide loans at little higher interest but with a easy process.

But when ever you are planning to take a car loan compare with all loan provider.

1- what is their down payment demand.

2- what is the rate of interest?

3-what is the term period they are providing for repayment.

4- what are the other charges and processing fees.

5- what are the penalty and pre closure charges.

By analyze all those questions just choose the right one for you and own the dream car of yours.

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