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Tips on Unit Linked Insurance Plans Tips

ULIPs : A good investment?
Apr 18, 2006 08:22 PMRead
I was recently evaluating Unit Linked Insurance Plans(ULIPs) - the idea here is that you put in your money and it'grows' with time. So you also have life cover(i.e. your family gets money if you die) and money also grows at the same time. You get'units' like in mutual funds, and the value of the...Read More

Tiny Investment tips for 2006!
Jan 16, 2006 07:08 PMRead
For those of you who think investments not my cup of tea..I’d say dude!..time to wake up man! Inflation will get you to bankruptcy in a blink. I suggest investment now and reap later than living off the edge till posterity. In comparison to the frenzy attached to stocks and mutual fund...Read More

Should you go for ULIP?
Mar 10, 2016 10:44 AMRead
By now, even a common investor would know what ULIP is - it's a plan offered by most finance companies, which is a combination of Insurance+Investment.I was always under the impression that ULIP came to India, just few years back, around 2000, but you would be surprised to know as well, that...Read More

Don't get fooled by insurance agent selling ULIP.
Feb 08, 2015 12:35 AMRead
Most of my colleague and my relatives had already become a victim of ULIP plans. This is a really deadly plan. I just regularly and consistently suck our hard earned money. What is even more dangerous about ULIP plan is that most of the persons who already buy it don't even know that insurance a...Read More

ULIP Changes are too good, better than traditional
Oct 29, 2012 06:17 PMRead
Sept 2010, regulations in ULIP has changes the insurance industry dynamics in India. The ULIP has become more customer centric and fairly priced. IRDA came up heavily on lethal deductions made by life insurers all these years.The best ULIP I think is IndiaFirst Smart Save Plan, low charges, ...Read More

Beware of ULIPS Indian Investors
Jul 12, 2010 07:01 PMRead
Experience maketh the man that he is. As many unsuspecting investors I was conned into buying large number of ULIPs and Endowment policies since the day I started earning. After spending years of'investing' my money, I have realized my mistake and wanted to share my experience with ALL. I was pa...Read More

Unrelenting Losses in Insurance for People [ULIP!]
Jul 08, 2010 03:56 PMRead
Anyone who claims that ULIPs are the BEST investment for you without asking some basic questions first is either an agent or sales rep with a vested interest of an insurance company or simply ignorant but means well [with 'friends' like these who need enemies?]. Strictly speaking [in defense of ...Read More

Feb 15, 2010 02:59 PMRead
HDFC UNIT LINKED YOUNG STAR PLUS’(sarUtha ke jiyo)I had taken a policy of  ’HDFC UNIT LINKED YOUNG STAR PLUS’(sarUtha ke jiyo)With insurance coverage giving me so many dreams   shown in excel sheet HDFC promise kid’s education and soooooo and dream are as follow(http://www.hdfcinsurance....Read More

Why not to invest?
Feb 12, 2010 04:39 PMRead
Let me make it clear upfront that I am not from a finance background and nor do I work in financial services sector. My interest in investment options are from an angle of investor alone. I have had many people, agents, friends, relatives included asking me to invest in ULIP's and saying that th...Read More

ULIP - Think Twice before investing
Feb 12, 2010 09:18 AMRead
The product is a very flexible product combining all the merits of traditional plans. I.e. term Plan, Endowment Plan, Moneyback plan. The withdrawal option is provided after 5 years.Then comes the real picture about charges. The customer must observe the offer document carefully.Ask for an illus...Read More

Jan 19, 2010 02:46 PMRead
ULIP is the best investment  tool and it depends on investor how he utilize it.But because of tuff marketing senario seller is hiding charges that is very bad .Birla is one of the bet company in ulip product and lic no dout is legend so many good policies are available in the market but it d...Read More

See new option to insurance.
Dec 17, 2009 01:05 PMRead
My target: 25 Lac+ 10Lac accidental cover for 25 to 30 yrs term at low premium. I found following ULIP plans, which are combo of Endowment+ Term.1) Kotal Life secure plus: I need to pay Rs25000 for 7 years & I can achieve my goal.(Rs175000 total)2) Birla Sunlife: I need to pay Rs9000 for...Read More

Aug 24, 2009 04:40 PMRead
A common misconception is that the entire amount you pay is invested by the insurance company. Not so. From the premium paid, the insurer deducts charges towards life insurance(mortality charges), administration expenses and fund management fees. So only the balance amount is invested. Also, ULI...Read More

ULIP v/s Mutual Funds and the Winner Is
Jul 05, 2009 12:53 PMRead
IssuerULIP - Insurance CompanyMutual Fund Units - MutualFund**TrustObjectiveULIP - Life cover, Capital appreciationMF - Capital appreciation, Regular income*Tax BenefitsULIP – Yes for all schemesMF - Tax benefit only in ELSSELSS – Equity Linked Savings Scheme ...Read More

Jun 20, 2009 06:44 PMRead
WHY INVESTING IN ULIPS JUST FOR TAX SAVING IS NOT A GOOD IDEA ULIPS or Unit Linked Insurance Plans are quite popular in India as a tax saving instrument which offers the dual advantage of insurance cover and superior market returns. While it seems a good proposition in the beginning, a closer an...Read More

Clarification on ULIP
Apr 02, 2009 05:08 PMRead
From a long time we heard about ULIP(Unit Linked Insurance Plan). Here I want to share some good points on it why is it better from any other investment plans. Earlier Insurance was introduce for covering the Financial loss of a bread earner of the family dies and I think this is known by everyo...Read More

Understanding ULIPs
Mar 05, 2009 08:13 PMRead
While going through the reviews, most of them are on situations where the writer has been left unsatisfied or felt cheated after opting for an ULIP, mainly becoz of our lack of understanding of the same.ULIPs are a combination of insurance & investments. It has the double benefit of providin...Read More

All about ULIPs
Feb 16, 2009 03:20 PMRead
ULIP(Unit Linked Insurance Plan) is one of the forms of insurance plans. If we go category wise then term plan providing purely risk coverage is the right option.Person looking for some benefit at the time of maturity along with risk coverage can look at endowment or money back plans as one ...Read More

Jan 12, 2009 04:35 PMRead
In a Long term investment pattern the risk can be minimised by investing in ULIP. hence ULIP is an portfolio based product the investment made in this pattern.Will be invested in a group of companies to minimise the risk of loss and the portfolio comprise of Debt and bonds which are highly t...Read More

A good alternative to ULIPS
Dec 15, 2008 05:57 PMRead
I have edited this review. Some more news are on bottom of this review By the way, Thanks for your good response for this topic.This is something To say about drawbacks of ULIPs and an alternative investment to it. There are many Insurance plans available but the agent will brief you only on...Read More

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