Would Like to Send You Push Notifications. Notification may includes alerts, activities & updates.

OTP Verification

Enter 4-digit code
For Brands
Enter your email address

MouthShut Score


Customer Service:

Claims Settlement:


Range of Plans:

Staff Attitude:

I feel this review is:


To justify genuineness of your review kindly attach purchase proof
No File Selected

Kotak Life Insurance Reviews

Kotak Smart Advantage Regular (Insurance Plan)
Jan 03, 2011 04:14 PM Read
Hi Everyone, This is my first review that I write today. I bought a Kotak Smart Advantage Regular (UIN-107L043V01) Plan from an Agent in Nov 2008. I was told that it would cover a life insurance of Rs. 3, 00, 000/- with a premium of Rs. 5000/- per month which is Rs.60, 000/- a year on a month...Read More

Open frodism & Cheating thats Kotak LICS
Oct 22, 2010 04:57 PM Read
Kotal LIC is hell experience, Never ever thyink for it.This is to share my till date worst experience. I took Kotak LIC in Aug starting, but in bond paper I got only 60% what was promised by agent. To cancel the policy, I called the agent, he took my bond paper and told that the money will be cr...Read More

They are Looters
Sep 05, 2010 07:46 PM Read
I took, Flexiplan II ULIP 3 years back , the Agent said this is one of the best plan available in the market and did not informed me about the allocation and other charges. Till now I paid Rs.50k but my ULIP value is only RS.35000. I cannot change the plan ( switching for first 3 years). the ...Read More


Kotak Life Insurance
They arefooling around
Jul 23, 2010 12:57 PM Read
Just to summaries these Kotak insurance guys are fooling around innocent customers by there wicked plans. I am one of their extremely dissatisfied customer. They are so smart that they will force you to go for a policy with many free bees and cash back ..which all is fake. On Feb this year...Read More

Greed and ignorence, made full use of by insurance
Jun 26, 2010 01:13 PM Read
I have been going through a lot of review/articles and came to the conclusion that public at large have been duped by agents/telecallers in the insurance industry because of the public's GREED and IGNORENCE..a few people have written that I have taken policy because I was promised mixer, juicer,...Read More

Bad Customer Care/ Agents
Jun 14, 2010 10:44 PM Read
The attitude of Customer care is really bad. The site is pathetic , its of no use. The email of Customer care hardly works or respond. Executive just vanish after selling the policy. Long term policy investment is really risky with Kotak, no track nothing factored All promises are subject to ...Read More

Kotal mahindra gurantee return policy
Jun 14, 2010 05:03 PM Read
From the last couple of days I m getting sales calls on the kotal mahindra gurantee return policy where in they are not ready to share any written document on the policy and only want us to accept what the calling executive is saying even there is a lot of communication gap between the two depar...Read More

Kotak Life Insurance review False commitment
May 31, 2010 05:14 PM Read
Please publish my personal experience with Kotak. I will try to publish this on forums and social community site as much as possible. Because, I have suffered a lot from Kotat and I don’t want anyone else to be a victim of Kotak employees. I took one policy from Kotak on the commitment to 200...Read More

Kotak Safe Investment Plan 2 - Beware and Stayaway
May 18, 2010 01:17 PM Read
This is Robin and I would like to through some light on the performance of one of the best products (as claimed by the company) of Kotak Family - Kotak Safe Investment Plan -2. The plan offers to give you guaranteed returns(4%) with a capital guarantee. However, this is applicable only if -->...Read More

Kotak super advantage plan
Apr 28, 2010 12:47 PM Read
Nice product getting a decent return on dynamic floor fund around 18% from last five years. 200% of first year premium. 100% of allocation of money. Good Product From Kotak Life. Nice decision made by taking this product. service is quite a issue with kotak. One more thing just want to about any...Read More

Poor customer service
Feb 25, 2010 04:13 PM Read
I have taken a Ulip plan from Kotak Insurance. Every time I pay premium online and then I have to chase up their customer service desk for premium paid receipt. They claimed to have their website for managing online transaction. They claims that you can generate your PDR on that site also. But I...Read More

Worst Customer service
Dec 25, 2009 11:19 AM Read
This is Vimal Thaker from Gandhinagar Gujarat - A Harrased customer of Kotak Insurance - the complany which ensures pain in customer's life instead of insure. Have procured a policy from Kotak last year and making regular payment to them before any reminders. Every Six months I am being harra...Read More

Worst Service by Kotak Life Insurance
Nov 13, 2009 07:40 PM Read
See how Kotak Insurance is cheating to the people.... I received a call from Kotak for their new plan which they guaranteed  for double amount in 3 years. The picture was very positive so I meet with their manager at my place he explained me the plan. So I decided to To purchased a kotak life...Read More

Really pathetic customer service
Nov 11, 2009 11:07 PM Read
Let me begin this tale by asking you one simple question...You buy a life insurance policy from some company and decide to cancel it in free-look period. What do you expect in response from the company? Probably just a simple YES or NO - meaning the free-look cancellation request is accepted ...Read More

Horror of life insurance
Jul 10, 2009 05:42 PM Read
I am writing a review to enlighten all of you regariding customer service dished out to me by kotak mahindra customer executives. I have a policy with kotak mahindra smart advantage plan. The mode of payment of its premium is by on a monthly basis by ECS . Now the story goes like this and you...Read More

Kotak Smart Cheaters
May 26, 2009 06:13 PM Read
Guys, I took a policy “Kotak Smart Advantage” with KOTAK, during the policy briefing the then agent Mr. Lokesh has given details about few features of policy, which were not reflecting in our policy. He said that we will be getting 10% discount on policy amount(Rs. 25, 000). Moreover, he said th...Read More

Wrong info shared by agent
May 19, 2009 03:02 PM Read
Friends, pls be carefull of policy information. Ensure you know bit and byte of your policy, and also read the the form that you sign before signing it. My experinece - I trusted the Kotak agent, but later realised that Policy was actually taken on my son name (2 yr old) and not on my name. T...Read More

Unreliable company & rude behaviour of staff
Mar 03, 2009 09:57 PM Read
Submitting herewith Review of my Below mentioned policy from M/sKotak Mahindra old Mutual Life Insurance Ltd. I had bitter experience of mis guidance / false information since initial days of my policy and cont. My ref of Flexi plan II regular (unit linked endowment assur.Plan) Policy no. ...Read More

Do we deserve a better treatment?
Feb 09, 2009 05:54 PM Read
I would like to share my experience of my Kotak life insurance policy! 1st year: Their executive will chase you. They will be there for you everywhere/ anywhere, you want them to be! You will be promised a lot of things including prompt customer service! all the plans are explained to you ver...Read More

Kotak give me high returns
Aug 20, 2008 03:10 AM Read
Frinds its all about ur mind if customer take full information about any thing then there is no problem afterwords don't choose thing with out any information companies have no fault first see every thing then go for it last year my policy year has been completed nd kotak give me such a go...Read More


Kotak Life Insurance

Recommended Top Articles

Kotak Life Insurance Location