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Kotak Life Insurance Reviews

Nov 25, 2011 05:59 AM Read
Kotak is really a fraud company. Unfortunately I am one of the victims. Its better to give this money to somebody than invest with kotak. Nobody will get the profit more than that u will not get the capital u invest in kotak.they will betray u defenitely 100%.the employers give a wrong idea a...Read More

Beware of Kotak Agents and Customer Service Staff
Oct 09, 2011 01:31 AM Read
Its really sad that the banks like Kotak Mahindra and Kotak Life Insurance companies are cheating their customers openly and when customer raises his/her voice through blogs and forums they will just write a standard reply and then sleep over that issue. You write emails to their customer care, ...Read More

Aug 01, 2011 08:03 PM Read
People forget the basic purpose of insurance- It is safety, not investment. For this various term plans are in market, but they are not popular. that is why various plans with investment  options are available.  while purchasing ULIP's , one should be careful & should know about various  fund...Read More


Kotak Life Insurance
The worst life insurance company in India.
Jul 30, 2011 02:03 PM Read
All my friends out there, Please don't buy any insurance product from Kotak life insurance company. Its a complete  fraud company.  They have not given the money back to any customers what ever they have promised. If you are buying a market linked product  ( all ULIPS, Peak guarantee fund etc) ,...Read More

Kotak cheated me for rs.5lacs...
Jun 18, 2011 08:05 PM Read
==KOTAK CHEATED ME FOR Rs.5, 00, 000 annual premium, ==* below is the letter I wrote to IRDA, hope some positive reply. Never buy from kotak. . ==They can go to any level to Forfeit ur money, ==* Policy number: 00605442 of Kotak Life Ins. Dear Sir, I am writing this email as wi...Read More

Never Got the Original Policy Document
Jun 15, 2011 03:52 AM Read
I have Kotak Life Insurance Policy (1803855). I took this policy on 18-12-2009. However I never received the original policy documents. I raised complaint with customer service (complaint number: 02260484), but they were not able to trace if the policy was ever received. The only thing found ...Read More

Kotak Life Insurance cheated me
May 24, 2011 03:37 PM Read
I was sold one Kotak Super Advantage policy by misrepresenting the policy terms/ premiums by one of the Kotak employee. The same employee also forged my father-in-law’s signature and misused his cheque (for premium payment of one policy) to create another policy without his consent. I have ra...Read More

May 11, 2011 01:33 PM Read
LITERALLY  a CHOR company,    LITERALLY  a CHOR company,       LITERALLY  a CHOR company, LITERALLY  a CHOR company,    LITERALLY  a CHOR company,       LITERALLY  a CHOR company, LITERALLY  a CHOR company,    LITERALLY  a CHOR company,       LITERALLY  a CHOR company, LITERALLY  a CHOR...Read More

Kotak Life Insurance makes fool
Apr 25, 2011 11:15 AM Read
I was asked to deposit 30k in 2010, for which I never got a policy document and now after an year they are asking for more money. Although I was told by the portfolio manager that its only for an year. This company is making fool of innocent people and infact targetting to capture the hard ea...Read More

Its in loss
Apr 12, 2011 01:03 PM Read
I have taken a insurance kotak life insurance . in the year of 2008 and I have paid around 72, 000 for two, till now , on it now when I gone to close one they says that we will get only 48 , 000 /- But the marketing manager who has came to give the demo , he has promised that after 3 years al...Read More

Low Returns and customer is at loss
Feb 23, 2011 02:11 AM Read
I had taken Kotak Life Insurance for 30000 3 years back. After 3 years of lock in period, I had paid almost 90, 000 but now when I check my current fund status it's not even 70, 000. I can neither withdraw this amount nor can I close this account. It's almost a trap from Kotak and I request a...Read More

Kotak Mahindra is cheating people all over india
Feb 16, 2011 09:54 PM Read
Please awake and complain this fraud through media and newspaper.If we all sit idle they will cheat more and more people .Please all us should strike and stop this company from rising. I lost lakhs of rupees by depositing there.many went out crying from their office.Its time to make a revolution...Read More

Cheating done by Kotak Life
Feb 09, 2011 05:57 PM Read
With extreme agony and pain I’m writing this mail to you all. Pls find below details of two policies sold with wrong information (MIS-SELLING) to my father(Mr. Malik). Policies are in the name of my Mother(Mrs. Swadesh Bala Malik) A person with the name Sachin called-up my father( Sachin’s Mo...Read More

Customer service
Jan 24, 2011 03:19 PM Read
The Policy Document when received in July'10 had a mistake in the nominee's name- done by Kotak. I have been talking/meeting people in Chennai office, sending mails to Kotak in Mumbai & sending mails to clientservicedesk. But everything met with no action.Cant a company of this stature do thi...Read More

Kotak Smart Advantage Regular (Insurance Plan)
Jan 03, 2011 04:14 PM Read
Hi Everyone, This is my first review that I write today. I bought a Kotak Smart Advantage Regular (UIN-107L043V01) Plan from an Agent in Nov 2008. I was told that it would cover a life insurance of Rs. 3, 00, 000/- with a premium of Rs. 5000/- per month which is Rs.60, 000/- a year on a month...Read More

Open frodism & Cheating thats Kotak LICS
Oct 22, 2010 04:57 PM Read
Kotal LIC is hell experience, Never ever thyink for it.This is to share my till date worst experience. I took Kotak LIC in Aug starting, but in bond paper I got only 60% what was promised by agent. To cancel the policy, I called the agent, he took my bond paper and told that the money will be cr...Read More

They are Looters
Sep 05, 2010 07:46 PM Read
I took, Flexiplan II ULIP 3 years back , the Agent said this is one of the best plan available in the market and did not informed me about the allocation and other charges. Till now I paid Rs.50k but my ULIP value is only RS.35000. I cannot change the plan ( switching for first 3 years). the ...Read More

They arefooling around
Jul 23, 2010 12:57 PM Read
Just to summaries these Kotak insurance guys are fooling around innocent customers by there wicked plans. I am one of their extremely dissatisfied customer. They are so smart that they will force you to go for a policy with many free bees and cash back ..which all is fake. On Feb this year...Read More

Greed and ignorence, made full use of by insurance
Jun 26, 2010 01:13 PM Read
I have been going through a lot of review/articles and came to the conclusion that public at large have been duped by agents/telecallers in the insurance industry because of the public's GREED and IGNORENCE..a few people have written that I have taken policy because I was promised mixer, juicer,...Read More

Bad Customer Care/ Agents
Jun 14, 2010 10:44 PM Read
The attitude of Customer care is really bad. The site is pathetic , its of no use. The email of Customer care hardly works or respond. Executive just vanish after selling the policy. Long term policy investment is really risky with Kotak, no track nothing factored All promises are subject to ...Read More


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