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Kotak Life Insurance Reviews

Go for kotak insurance
Jun 06, 2013 08:13 AM Read
When I surfed net, I found every company's bad review. Even Bajaj, Tata, infact gov.t LIC has been blamed. So better not to go for any insurance policy right? Ha ha! I think these all are good, but just agents have misguided us. I have a frnd who is office employee at Kotak , before he was in...Read More

Kotak life insurence r good
Jun 05, 2013 08:45 AM Read
I think u guys have been misguided. Maximum people saying dis that it is bad. But as I myself a customer of kotak life insurance, I AM SATISFIED with their customer care.i dnt knw why it varies. I think agents r the main cant be fraud, den IRDA wouldn't approve them..many of ...Read More

Kotak Life Policy
May 24, 2013 05:28 PM Read
Kotak life insurance guys are big cheaters.:( when they have their target to achieve they will show rosy pictures to customers and make sure that they make policies. We are the fools believe them and make the policies. Guys please it is better to put your money Fixed Deposits with Banks rather t...Read More


Kotak Life Insurance
May 06, 2013 03:49 PM Read
After reading most of the reviews it is very much clear that we treat insurance as an investment. We actually forget why we do insurance. Here most of the people purchased ULIP's and in turn lose money and blame the company. Make your financial plan and act accordingly. Buy traditional term plan...Read More

Mar 14, 2013 08:45 PM Read
Kotak Mahindra Life Insurance says that they cater only to HNI Clients and charge premium for the same so that only HNI Client can be their major customer. While taking the policy their marketing team run pillar to post at the client end to convince him to take the policy but their return und...Read More

Kotak Smart Advantage-- Fruad,Cheaters
Jan 31, 2013 02:59 PM Read
Kotak life insurance (#Kotak life insurance, #KLI, #Smart Advantage)- Full miss-selling, misguiding by agents... No ethics, no proper channel to even lodge complaints. The kotak cliet service desk and grievance cell are total crap. DO NOT EVEN RESPOND TO EMAILS. Will keep on fooling the customer...Read More

Kotak Life Insurance is fraud
Nov 27, 2012 06:00 PM Read
First year premium is not refundable in this company (what ever you paid Rs 10000 or 50000 or 100000 monthly or yearly based. its not)3 years is locking period. So after that only u can surrender the policy. They will deduct 4% of amount in our policy also. BE CAREFUL WITH THIS COMPANY. DONT ...Read More

Oct 24, 2012 06:14 PM Read
BEWARE OF KOTAK LIC – LYING & CHEATING combined with deliberate Non-Communication make it ONE OF THE MOST UNETHICAL in the Indian Industry. This Insurance Company promised to pay(in 2003) a Surrender Value of 95% of the Accumulated Value in their policy document; reconfirmed the same in writi...Read More

Kotak Life is chetting pubic- I can prove it
Oct 15, 2012 11:54 AM Read
This is my fist review ever. Please read before going for Kotak Life insurance. 1)  They are promoted 275 % Bonus , but now  after discussing with Customer care came to know 275% will come after 20 Years only -- Mosam 2)  I was applied on my dad but they applied on my name , as my Dad age ...Read More

Cursing this company and its employees
Aug 09, 2012 06:34 PM Read
My father is retired defense personnel and is quite old that he cannot read. My father was miscommunicated and sold policy. There were many wrong information which was misquoted in the form. My father cannot read or fill the form and took help from Kotak's agent. When we received policy and lear...Read More

Never choose kotak Life insurance
Jul 29, 2012 01:09 PM Read
This is regarding my Kotak ULIP policy 857341, . I write this complaint on social blog as I feel extremely disappointed with kotak life insurance policy, My fund value was more than 71000/- on 1st January, which should have been been more than 91000/- after paying premium in January 2019 ...Read More

Kotak Super Advantage - Dynamic Floor Fund II
Jul 23, 2012 11:46 PM Read
They are just cheating .They are eating my hard core money. I have invested 60000/INR but still fund value is showing arround 33000 INR.  Dynamic Floor Fund II  NAV is not increasing since last two years.  I don't know how I will get my money . There agent are also fake they just give you an ...Read More

Kotak Mahindra looting and cheating company
May 29, 2012 08:13 PM Read
Kotak Mahindra looting and cheating company. They are cheater . I lost more than 20, 000. When they first came to you , they will not reveal the truth. After some time you will find yourself in trap. I have not found any bad word , that describe them. Just human waste . I'm policy no. is 0...Read More

Kotak Mahindra - Fraud
Apr 24, 2012 11:46 PM Read
Beware of the agents from Kotak Mahindra.You may end up loosing a lot of money if you believe their agents. Who fools the customers for some commission. Their Douments are hard to understand and the agent gives lot of wrong expections that  we may receive as much as 275% returns once we buy the ...Read More

Cheated By Kotak Mahindra - Smart Advantage Plan
Apr 24, 2012 11:17 PM Read
I have been cheated by Kotak Mahindra for some commission. We bought a Kotak Smart Advantage Plan. Following are the details: Policy No: 01598587, Kotak smart advantage plan uin-107l043V01 Client ID 52773750 We were assured for a return of 135% by the agent on completion of three yea...Read More

Forgery by Kotak by falseselling
Mar 28, 2012 02:51 PM Read
In the month of january I got a call from Kotak & was briefed about a policy(Kotak Capital Multiplier). I got interested & asked them to visit my office. During the visit the they had explained in detail about the policy & I had decided to go for it(policy no - 02460582). Some of my colleague...Read More

Kotak cheats, don't go for it.
Mar 20, 2012 10:18 PM Read
I am here before you today to give caution to insurance investors not to select Kotak Insurance as their service provider. Let me tell you why. Kotak reps are well trained to trap customtakeouters by highlighting only the pros(postive points or merits) and to keep the cons(demerits) behind...Read More

Fraud company, phished 100,000 rs
Mar 14, 2012 11:48 AM Read
I thought Kotak Mahindra is a reputable company and I shown trust in this company, but they breached my trust and phished my decent hard earning amount, and now they are trying to squeeze my all money. I think they are ruining lot of investors and doing regular fraud, I will put this knowledg...Read More

One of the worst insurance companies
Jan 27, 2012 06:16 PM Read
I have 2 Insurance policies with Kotak Life. After paying an annual premium of Rs 10, 000 for 3 years the fund value now is Rs 17, 000 only. The Agent who had sold the policy is no longer traceable. For depositing the premiums, I have to go the Kotak office personally as there is no one to colle...Read More

They say one and do other
Dec 20, 2011 11:18 AM Read
I invested 1500 on a monthly basis for 30 month, I had taken this policy when the executive said u will surely get more than what u invested for 3 years and then u can withdraw. But came to know later that I will hardly get half the money I invested when I spoke to customer care about it. Aft...Read More


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