Would Like to Send You Push Notifications. Notification may includes alerts, activities & updates.

OTP Verification

Enter 4-digit code
For Brands
Enter your email address

MouthShut Score


Customer Service:

Claims Settlement:


Range of Plans:

Staff Attitude:

I feel this review is:


To justify genuineness of your review kindly attach purchase proof
No File Selected

Kotak Life Insurance Reviews

Kotak LIfe insurance products and advices
Oct 21, 2013 09:26 PM Read
I have recently taken 4 policies from Kotak and was very happy with the financial advice provided by the advisers. The advisers and their managers showed there depth of the financial industry and provided the best solution. The best part was that they never provided any false or fake assuranc...Read More

KOTAK LIFE INSURANCE is Cheating Company
Oct 12, 2013 12:29 PM Read
My humble request is do not make fool any one of your customer with such kind of alerts about fraud, people wont trust you if they have real experience with KOTAK INSURANCE. I have never seen this kind of fraud company in my experience. You people do not deserve to say about fraud- that is my...Read More

Sep 13, 2013 06:52 PM Read
Dear Sir, Don't trust the words of Insurance Adviser/Call center persons.they will give fraud lectures, I took a insurance plan for 5 years, When I received the bond the form was forged and shown the period for 15 years instead of 5 years. The insurance adviser not allow to fill the form b...Read More


Kotak Life Insurance
Good & Financially Sound Company
Aug 22, 2013 11:28 AM Read
I opted with for policies from Kotak Life Insurance 6 Yrs back & have found people to be cooperative. Agents might commit extra benefits, but the company has always been helpful in making us aware on the products opted. People need to track their investments regularly rather than leaving i...Read More

Drining my blood every month with premium
Jul 21, 2013 01:44 AM Read
Hi, I took a policy in 25/09/2009 no. 01719092 first time in my whole life when I even did not aware of investments. So I tried to ask everything carefully.Evey commitment was a bid lie from this KOTAK LIFE INSURANCE COMPANY. i have faced such a bad time with Kotak Life Insurance company. ...Read More

Kotak mahindra life insurance incident
Jun 26, 2013 11:17 PM Read
Recently I went to kotak mahindra life insurance company with one of my friend. he wanted to close his a/c.  Few details which I observed: a) while opening one will be told that the a/c is minimum for 3 years and after 3 years one can close the a/c b) while closing one will get the money d...Read More

Beware of Kotak Life Insurance's Agents
Jun 10, 2013 09:23 PM Read
This is for general public who are looking for a life cover, my warning, DO NOT EVER CHOOSE KOTAK LIFE INSURANCE. The agents make False promises. 3 Years back my Father bought a life Insurance Policy the policy No.: 01999004. He told my Dad that if he keeps paying the premium for 3 years and dec...Read More

Go for kotak insurance
Jun 06, 2013 08:13 AM Read
When I surfed net, I found every company's bad review. Even Bajaj, Tata, infact gov.t LIC has been blamed. So better not to go for any insurance policy right? Ha ha! I think these all are good, but just agents have misguided us. I have a frnd who is office employee at Kotak , before he was in...Read More

Kotak life insurence r good
Jun 05, 2013 08:45 AM Read
I think u guys have been misguided. Maximum people saying dis that it is bad. But as I myself a customer of kotak life insurance, I AM SATISFIED with their customer care.i dnt knw why it varies. I think agents r the main cant be fraud, den IRDA wouldn't approve them..many of ...Read More

Kotak Life Policy
May 24, 2013 05:28 PM Read
Kotak life insurance guys are big cheaters.:( when they have their target to achieve they will show rosy pictures to customers and make sure that they make policies. We are the fools believe them and make the policies. Guys please it is better to put your money Fixed Deposits with Banks rather t...Read More

May 06, 2013 03:49 PM Read
After reading most of the reviews it is very much clear that we treat insurance as an investment. We actually forget why we do insurance. Here most of the people purchased ULIP's and in turn lose money and blame the company. Make your financial plan and act accordingly. Buy traditional term plan...Read More

Mar 14, 2013 08:45 PM Read
Kotak Mahindra Life Insurance says that they cater only to HNI Clients and charge premium for the same so that only HNI Client can be their major customer. While taking the policy their marketing team run pillar to post at the client end to convince him to take the policy but their return und...Read More

Kotak Smart Advantage-- Fruad,Cheaters
Jan 31, 2013 02:59 PM Read
Kotak life insurance (#Kotak life insurance, #KLI, #Smart Advantage)- Full miss-selling, misguiding by agents... No ethics, no proper channel to even lodge complaints. The kotak cliet service desk and grievance cell are total crap. DO NOT EVEN RESPOND TO EMAILS. Will keep on fooling the customer...Read More

Kotak Life Insurance is fraud
Nov 27, 2012 06:00 PM Read
First year premium is not refundable in this company (what ever you paid Rs 10000 or 50000 or 100000 monthly or yearly based. its not)3 years is locking period. So after that only u can surrender the policy. They will deduct 4% of amount in our policy also. BE CAREFUL WITH THIS COMPANY. DONT ...Read More

Oct 24, 2012 06:14 PM Read
BEWARE OF KOTAK LIC – LYING & CHEATING combined with deliberate Non-Communication make it ONE OF THE MOST UNETHICAL in the Indian Industry. This Insurance Company promised to pay(in 2003) a Surrender Value of 95% of the Accumulated Value in their policy document; reconfirmed the same in writi...Read More

Kotak Life is chetting pubic- I can prove it
Oct 15, 2012 11:54 AM Read
This is my fist review ever. Please read before going for Kotak Life insurance. 1)  They are promoted 275 % Bonus , but now  after discussing with Customer care came to know 275% will come after 20 Years only -- Mosam 2)  I was applied on my dad but they applied on my name , as my Dad age ...Read More

Cursing this company and its employees
Aug 09, 2012 06:34 PM Read
My father is retired defense personnel and is quite old that he cannot read. My father was miscommunicated and sold policy. There were many wrong information which was misquoted in the form. My father cannot read or fill the form and took help from Kotak's agent. When we received policy and lear...Read More

Never choose kotak Life insurance
Jul 29, 2012 01:09 PM Read
This is regarding my Kotak ULIP policy 857341, . I write this complaint on social blog as I feel extremely disappointed with kotak life insurance policy, My fund value was more than 71000/- on 1st January, which should have been been more than 91000/- after paying premium in January 2019 ...Read More

Kotak Super Advantage - Dynamic Floor Fund II
Jul 23, 2012 11:46 PM Read
They are just cheating .They are eating my hard core money. I have invested 60000/INR but still fund value is showing arround 33000 INR.  Dynamic Floor Fund II  NAV is not increasing since last two years.  I don't know how I will get my money . There agent are also fake they just give you an ...Read More

Kotak Mahindra looting and cheating company
May 29, 2012 08:13 PM Read
Kotak Mahindra looting and cheating company. They are cheater . I lost more than 20, 000. When they first came to you , they will not reveal the truth. After some time you will find yourself in trap. I have not found any bad word , that describe them. Just human waste . I'm policy no. is 0...Read More


Kotak Life Insurance

Recommended Top Articles

Kotak Life Insurance Location