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Kotak Life Insurance Reviews

Cover accidental death, ADB is additional amount.
Jun 18, 2015 03:23 PM Read
I have kotak e-preferred term plan. I have taken this policy because they said Accidental Death Cover(ADB) is covered in policy. On sending mail about to confirm ADB I got two responses. according to one response Accidental Death is not covered and other response saying accidental death is cover...Read More

Pathetic Customer service standards , Master cheat
Mar 11, 2015 05:33 PM Read
I am surprised  Customer service department is ISO 9001-2008 Certified by TUV SUD Management Services for KOTAK LIFE INSURANCE, My rating for this service should be CHOR BAZAAR CERTIFICATION OF HIGHEST ORDER. After numerous reminders they just will never respond back to your mail request and ...Read More

Feb 19, 2015 09:06 PM Read
How disguesting are these people. A follow up from continuous 3 months ans still no solution for it. They take a decision on behalf of u and just update it themselves Cheaters and they know is to loot money from people. Caresslessness, ignorance at peak. Pathetic customer service, rude agents...Read More


Kotak Life Insurance
Kotak Fake & Big Cheaters and Fake Promises.
Dec 01, 2014 04:15 PM Read
I am investing 60k (30, 30 two policies) per yr in Kotak Capital Multiplier Plan. Initially Agent calling me so many times, so I gave him appointment. He explained me using Kotak xerox copies of existing customers and showed me projected values after 15 yrs. So after 1 week period, I decided to ...Read More

Don't trust Kotak .. They share your personal data
Nov 27, 2014 08:08 PM Read
I had taken a policy with Kotak Life Insurance and surrendered it last year. Some days back I got call from some person saying that he's talking from Kotak life insurance and the policy which I had surrendered had some benefits pending and I need to pay amount of 25000 to withdraw the amount. I ...Read More

Dont believe, they are cheaters
Nov 27, 2014 10:09 AM Read
I bought 4 Kotak Life Insurance policies, each of Rs 25000. I paid 1 installment for two policies and 3 installments for 2 policies. The Fund was not doing well, in fact worst, therefore I did not pay for 2 installments for other 2 policies. One day I received a letter from the company saying th...Read More

Please avoid KOTAK Life Insurance -read it fully
Oct 01, 2014 05:19 PM Read
"Please avoid KOTAK Life Insurance" I'm making this statement only after being a customer of Kotak Life Insurance for 3+ years. Fund Performance will NOT be good or not even near any other big Insurance companies. If there is any Issue with login or viewing fund value or unable to do fund ...Read More

Kotak Life Insurance cheating the customers
Sep 09, 2014 02:34 PM Read
Hello, I have paid 5 years in Kotak Life insurance for policy # 02008206 and I want to withdraw now but as per the policy I will not get the 1st year amount of 18 K it seems & will get only the 4 years amount after deducting 2% charges. What the hell is this? While taking policy the agent ...Read More

Nothing good in it
Dec 17, 2013 07:10 PM Read
Since you don't have negative rating, I have to give 1. Else these fellows do not deserve this too. I invested in dynamic fund Kotak Smart Advantage(UIN-107L043V01) and currently I dont have even the sum of deposit fund, I am in loss even after 4 years. My Date of Commencement was 17 Aug 2...Read More

Kotak Mahindra Money Back Policy
Dec 12, 2013 04:57 PM Read
Hello, At the time of the policy, the agent told many thing to us and once we got the policy every thing is being changed and this agent was 60 yrs old man. How can he do this, I don't understand. Please don't take any money back policy. Once if you take this, you will curse yourself I hav...Read More

The company motto is too bad
Nov 20, 2013 01:40 PM Read
They will say to customer one and they will do different. They promised me your amount will be doubled with in a 5 years but the current amount is half the investment in Kotak Flexi plan. If any employee seeing this please resign you job on that company. Don't cheat the customer. I am not gettin...Read More

Kotak surakshit jeevan - Suggestion require
Nov 12, 2013 12:07 AM Read
For a 57 yr retired person, sum assured Rs.63, 552, term 10 yrs, premium Rs.10050 per month. Is this policy a good policy? Is it a good sale for an authorized IRDA pass insurance advisor? . Dear friends please suggest me what will be the further action for me should I continue it or surrender...Read More

Worst Customer Service
Oct 24, 2013 09:53 AM Read
I am having Kotak Life Policy.. For the annual premium due in July 2013, I made double payment. The first payment was made through Citi Bank credit card on 15.7.2013 and the second payment was made through Visa Bill pay attached to ICICI bank credit card on 24.7.2013. Since I have made double pa...Read More

Kotak LIfe insurance products and advices
Oct 21, 2013 09:26 PM Read
I have recently taken 4 policies from Kotak and was very happy with the financial advice provided by the advisers. The advisers and their managers showed there depth of the financial industry and provided the best solution. The best part was that they never provided any false or fake assuranc...Read More

KOTAK LIFE INSURANCE is Cheating Company
Oct 12, 2013 12:29 PM Read
My humble request is do not make fool any one of your customer with such kind of alerts about fraud, people wont trust you if they have real experience with KOTAK INSURANCE. I have never seen this kind of fraud company in my experience. You people do not deserve to say about fraud- that is my...Read More

Sep 13, 2013 06:52 PM Read
Dear Sir, Don't trust the words of Insurance Adviser/Call center persons.they will give fraud lectures, I took a insurance plan for 5 years, When I received the bond the form was forged and shown the period for 15 years instead of 5 years. The insurance adviser not allow to fill the form b...Read More

Good & Financially Sound Company
Aug 22, 2013 11:28 AM Read
I opted with for policies from Kotak Life Insurance 6 Yrs back & have found people to be cooperative. Agents might commit extra benefits, but the company has always been helpful in making us aware on the products opted. People need to track their investments regularly rather than leaving i...Read More

Drining my blood every month with premium
Jul 21, 2013 01:44 AM Read
Hi, I took a policy in 25/09/2009 no. 01719092 first time in my whole life when I even did not aware of investments. So I tried to ask everything carefully.Evey commitment was a bid lie from this KOTAK LIFE INSURANCE COMPANY. i have faced such a bad time with Kotak Life Insurance company. ...Read More

Kotak mahindra life insurance incident
Jun 26, 2013 11:17 PM Read
Recently I went to kotak mahindra life insurance company with one of my friend. he wanted to close his a/c.  Few details which I observed: a) while opening one will be told that the a/c is minimum for 3 years and after 3 years one can close the a/c b) while closing one will get the money d...Read More

Beware of Kotak Life Insurance's Agents
Jun 10, 2013 09:23 PM Read
This is for general public who are looking for a life cover, my warning, DO NOT EVER CHOOSE KOTAK LIFE INSURANCE. The agents make False promises. 3 Years back my Father bought a life Insurance Policy the policy No.: 01999004. He told my Dad that if he keeps paying the premium for 3 years and dec...Read More


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