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General Tips on Bank Loans Tips

General Tips on Bank Loan
May 30, 2017 02:09 PMRead (via iOS App)
Hello my dear friend today I am here to share some tips on bank loan. Always take loan your home bank where your Bank Acoount have. Please think about how much loan amount you need dont take extra loan. Your personal income. Calculate your personal credit score.Calculate your assets and libi...Read More

Some tips on bank loans
Dec 07, 2017 01:21 PMRead
Hi,Today I am going to talk about how we can save some time and money on your bank loans. Everyone needs bank loans at some point of time whether it be marriage, household expenses, educations, personal expenses, or home loans. Here I am going to tell you how you can easily manage and close ...Read More

An Easy Escape from Evil Grin of Financial Crisis
Mar 28, 2018 02:46 PMRead
Financial uncertainties are among the major concerns for people today. With a little awareness on the available financial opportunities, all sorts of financial problems can be handled efficiently. The inception of technology driven online lending market has brought new possibilities and hopes fo...Read More

LIC Home Loan
Aug 06, 2015 02:22 PMRead
LIC home loan is the worst option. There floating rate charge is 11.5% whereas other banks  are offering at 10%. They do not explain the policy details and customers feel the heat after there loan moved from Fixed to floating.They informed that there current lending rate is 14.5% and as per ...Read More

All kinds of Loan cibil support...truely helpful
Jul 27, 2015 12:03 PMRead
Posting this with the intention that it might help someone who are looking for Personal loan.Recently I took personal loan for the first time. I tried reaching out to different banks and submitted online queries. It took me lot of effort to talk to them and know the details. I came across fe...Read More

HAve proper docuemnts adn Good CIBIl score
Jun 30, 2015 06:19 PMRead
Are you looking for a bank loan for your buying of a home, child education, sister's marriage, establishing your new business or for leisure purpose.Every purpose can be solved by availing a bank loan and banks provide different loans with different interest rate as per the risk involved in ...Read More

Be aware
Feb 19, 2014 09:10 AMRead
Recently one of my friend had a very nasty incidence with him. He started getting calls from some numbers like 912653930871, 912653314861 etc and different series from same type of numbers.They used to ask for some one whom he never knew. They claim that he knows a person and he has not paid...Read More

Education Loan Interest Rate
May 07, 2013 10:05 AMRead
Banks provide education loan for pursuing professional courses as well other Degrees. But the interest they charge is too high and by the time we complete our education the interest will be almost equal to half of the loan amount. By the time we get job and start paying it, it will be double the...Read More

HSBC Smart loan was a great option!!!
Dec 24, 2012 07:37 PMRead
I initially got scared with ALL BAD REVIEWS OF HSBC Smart LOAN. I will write the good points that I underwent:So easy processing … no headaches at all; if your economic profile is decent. Legal checks on the property are sensible and not untiringThe Loan Rate is documented in the agreeme...Read More

Quick loan
Nov 16, 2011 05:26 PMRead
In urgent need of cash, payday loan can be considered as a smart move. It is a loan which needs no faxing and credit history reports for approval.For such loan, you have to fill an online form with the respective loan lender. After submission of such application, loan is approved within 24 h...Read More

Best place to get loan is
Oct 31, 2009 01:14 PMRead
I am into the business of event management in Mumbai. I was in need of working capital to the tune of Rs. 3 Cr for my day to day business requirements but wasn't able to arrange that even after having sufficienf property to mortgage. Approaching the banks directly was really tiresome and was not...Read More

HSBC and Standard Chatered top the list
Apr 18, 2009 02:43 PMRead
I think that HSBC and SCB will top the list of unethical practices that I have personally and many of my colleagues.I had a horrible experience with HSBC credit card usage, charges and closure.I think the bank even goes and denies a written communication from the nodal officer when it goes for i...Read More

ICICI and HSBC banks big cheaters
Nov 09, 2008 12:13 AMRead
We have heard many times that our local banks are big cheated and fraud like ICICI but MNC banks like HSBC also cheats it customers on loans.Both this banks cheats it customers by flooding you with sms and mails that you have pre-approve loans for this much amount, that much amount .And when...Read More

What 2 kept when u take a loan
Nov 02, 2008 05:26 PMRead
A tip 4 those who are applying or applied recently for any bank loan plz kept in mind the world cibil. Whenever you apply for an loan u should have 2 kept in mind that u have tp pay the EMI as due to delay or non payment your name is a written in the cibil and if your name is mentioned on cibil ...Read More

Be careful and take a loan from nationalised bank
Jan 18, 2008 03:52 PMRead
There are several points which you have to take care when taking loans from these banks. First of all make your mind to take up a loan from a nationalised bank keeping the thought away that they are the worst in customer service or work wise or interaction or paper work or moving your file from ...Read More

Checklist prior to taking a loan
Oct 07, 2007 12:54 AMRead
Please use this checklist, which will be helpful to you in getting a better deal from the banks:Verbal offers are lucrative and are often used by agents to lure the customer into taking a loan. Hence don't go for these. Ask for a documented version.Remember agents have been kept by banks to ...Read More

ABN AMRO HOME LOAN is worthless
Oct 04, 2007 01:43 PMRead
I have a home loan from ABN AMRO taken in 2005. I had taken from them as they were new entrants and the rates were low. Now am utterly frustrated on the state of affairs.  Following is the current state of affairsBranch – ABN AMRO Topsia(Kolkata)The present rate are 13%2.  I am at pr...Read More

Review deleted 2nd time also
Jun 27, 2007 07:59 PMRead
What is the value of your life? As per ICICI bank not more than 15000/-. Even less if you dare to test this. Yes, I am talking about an incidence in Hyderabd, where they took the life of the earning member of the family. And as shameless in their approach; "we are trying to work out a compromise...Read More

Stick to Nationalized Banks for Loans
Jun 05, 2007 03:05 PMRead
Im no loan advisor, I neither claim that I know everything about banks, interest calculations etc , but one thing I know for sure is that Private banks such as HSBC, Standard Charted, HDFC(except for home loans), Citibank and others, they all have only one thing in common. Promise to give quick ...Read More

SCB Loan? Check your credit history first.
Apr 27, 2007 11:07 AMRead
Okay, so you want to take that housing loan/car loan/personal loan or even a business loan for your own/partnership company. You complete all the formalities, submit all the papers and wait for it in anticipation.and there comes that whopper. Your credit history is not satisfactory.This is a...Read More

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