When I one saving account in yes bank then I firstly want a credit card to quick receive and sent money then yes bank ATM is very effective because in online shopping I use this card and it never block at any reason. At a time I want a mobile recharge then I open yes bank mobile app and recharge in my phone at a low time but in full cost also they provide me 4% intereste rate also.
So my 2 year experience with my personal opinion that much use this service because people want quick banking( not banking to quick).
