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1.88 

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Verified Member MouthShut Verified Member
Badlapur India
Say No to YES Bank
Aug 23, 2017 12:36 PM 16002 Views
(Updated Aug 23, 2017 05:46 PM)

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Hi friends,


In this review I am going to tell you why you should say No to Yes Bank,


Nowdays their are many commercial banks  opening around us and their primary motive is to generate business by increasing the no. of customers by any mean possible.


It started,


I went for an interview for an Firm, before the interview an individual came to me,


as he was an employe for the same. He asked me to open an salary account but I said I have not appeared for the interview yet, he said not an issue sir if you dont get selected we will discard the application for account opening.


I was aware these people have contacts with few designated employees in the company which help them to complete their target of opening a certain amount of account in a month in return of some commission.


I thought for some time and I knew that I will need an salary account if I join here and Yes bank employes are here it means the company is well aware of this, hence I applied by saying if I dont get selected please return my documents, he said YES sir, and he gave me Instant account kit which is easily avaible with all banks.


I went for interview of 4 rounds, in the final round I had an issue regarding the salary they are offering so I didnt join that company, I looked for that individual he was not their I came back home.


I thought when they will call me for verification or when they will verify my address that time I will inform them the same, as before account opening verification for application and the respective individual is an basic and must process.


I waited for some time but their was no intimation then I thought that they must have rejected by their own due to lack of confirmation, then I carried on as regular but Few weeks after I received an email stating that your Yes bank account balance is  Rs -5896/-, I was totally shocked seeing this statement.


They didnt verify me not even my address not even my documents, no KYC  nothing, means nothing at all then how the hell they opened an account on my name, I have never used any of their services never used ATM or anything yaar nothing at all not even once, before that email I did'nt even knew that I have an account with YES Bank.


I just dont unstand how they opened an account without any verification at all, and as it was an salary account which was offered it has to be an zero(0) balance account, then how the hell they are showing Rs -5896(showing negative balance) as balance.


I know that we can't and we should not share our personal details on the website, Hence I would have posted an statement for your refrencess.


Friends, these kind of banks and their employees will go to any level to complete their target, let it be legal or illegal it does'nt matter after all their main objective is to earn Profit not providing Services to public.


You all should be aware of these kinds of frauds company performs and please use your Identification documents wisely, please avoid handing over or even showing your ID to any individuals to whom you dont know or trust


Just let me know if you have any suggestion or any comments, please feel free.


Take Care.


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