Hi, its been six months I habe opened a account through u mobile selfie yes u heard right I have opened my account through app Uselfie by just clicking my selfie and entering some of my personal details. After that the bank itself calls me after 7 days to collect my readykit. Readykit contains Passbook, Debit card and Welcome Broucher and Checkbook. And the Staff's behaviour was so cool. They cordinate with you so sweetly. And they encourage you to do more digital banking. Recently I have downloaded the app called Umobile and im using it with very ease that I dont even need to go bank for transction in my next rewiew I will tell you about Umobile how to download it and operate it with ease. Thanks for reading my reveiw. ??