Mar 21, 2017 11:45 PM
1717 Views
I used this title, because I have reason to say this, I have account in sbi since last year, and I have not face any problem banking with sbi, you have to keep only Rs. 1000/- in your account to get it operated and nothing will be charged. it has all the options to transfer the money like neft, rtgs and imps, which I guess have been added later or may I have started using it little later, which is very good option, it works 24/7 and transfers the money instant, so one no need to worry about anything and do not need to wait anymore.
Sbi has facility to request for cheque book online and they will send it to your registered address within a week, I did so and got my cheque book on time at my address. They charge 15 rupees every 3rd month for sending sms to our mobile after every transactions, I asked my banker, if I can get it stopped but I guess it is not possible, because our no. is registered there for mobile banking.
My concerns starts from this news that sbi going to increase charges from 1st April, 2017, they have increased their minimum deposit in saving account to 5000 and if you are not able to keep this amount in the metro city they will deduct some amount and amounts are also very high from 50 to 100 rupees, they have increase charges for duplicate dd, cheque and all.
Here are my some questions for sbi,
What if somebody makes a demand draft for a purpose and post it, and if postal department misplaced it, or if he courier it and they loose it somewhere in that case that person has to get this demand draft cancelled and make a duplicate or a new demand draft and you will charge for it, and now charges are very high.
My office's peon who recently opened an account in sbi with the effect of demonetization, and he get only 8 thousand rupees salary, if he has to keep 5000 rupees in his bank, how will he manage his whole month's expenses, and do you really think he will not send anything to his family?
I think you should remove this minimum deposit scheme from 5000 to 1000, doing this making us feel that you also have started working like private banks.
