Jul 17, 2017 01:56 PM
17397 Views
I had applied for Sbi Visa Credit Card in the the year 2015. It was one of the bad decision I made in my life. I don't its charges for annual fees. The RM told its annual charges are fee but I was charged 500 INR for every year, so I complained to customer care but they refuse to solve this problems. It charges high rate of interest on emi purchase. which comes 14-15 percent annually where other card charges with 12-13 percent. Since I was not aware I have to suffer this problems. If any queries arise, if I call to customer care I can't reach them directly over the phone so I have to communicate with them over the mail. Even customer care is not toll free number. I have Axis bank credit card there the customer care is toll free. So I m very disappointed with the customer care service. Sbi Visa credit card doesn't have cash back offers for groceries from More Department or Big bazar nor its comes any offers. Since I shop mostly from this department if such offers comes it would be useful to me. I am not satisfied with its service. Therefore I recommends not use this card as it charges high for interest and not availing any offers for cash backs