Friends I had used SBI credit card
To say franky the credit card are used only for business people not for middle class members
Comming to credit card they deposit money 5 lakh in our account they give only one month or 45 days time in that time only we should clear that amount, otherwise we have to pay 10 percent interest daily that is 5000 thousand per day
See friends how danger to use credit cards
Comming to customer service people they talk in very rude manner and if we donot pay money in time they charge high and they cancel our loans and decrease our civil score
This will results very bad to our carrier they won't sanshan any loans like vechile loans, study loan, personal loans etc all this
We will get dissatisfaction by using credit card they will sit in our home and do newsense if we won't pay money
Over all is not to use credit cards if we are not in a good postion
It's waste of our money because they charge very high interst
