I took my first homeloan from PNBHFL.first I was lured by the banner of Punjab National Bank and thought it was a govt. Bank. Later on when I took the loan I came to know that PNB Bank and PNBHFL are very different.
PNBHFL has hardly anything to do with PNB Bank except for its logo. They work like any other private financial service provider. When you take the home loan then they are very sweet and they will come to pick all yoir documents from from your home. Currently, they are charging me 14% on Home loan and when you interact with them on phone or email they will ask you to come to the main office and nothing else.
Infact their webapp too is non informative.