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69%
3.09 

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Mumbai India
Jeevan Shree review
Feb 16, 2004 02:22 PM 70253 Views
(Updated Feb 16, 2004 02:23 PM)

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This is good option for planning your retirement benefits and is an ideal pension plan from LIC. You get two version of the Jeevan Shree (new) with or without profits. You can choose a option depending on your investment planning and retirement requirements.


This scheme ensures a guaranteed pension of approx 1200 from the date of vesting/retirement (age 55/58), this may also vary according to your period of investment.


As LIC is a good old horse you know your money will not go to waste when you need it the most besides they have a enormous kittly of more than 10,000 Crore with government backing.


Some new companies are also offering these retirement schemes but I am a little sceptical about them as they are private/public limited (privately run) companies. And since I am working in a public company I know what does and does not happen behind the closed corporate doors no matter how professionally managed (or so they claim).


Besides the retirement benefits you can also claim IT deduction/rebate under VI of the Income Tax Act, for the exact amount of investment in the Jeevan Shree policy, i.e. a direct rebate of Rs, 10,000/- If you need any specific details you can email me your specific and detailed queries and I hope I can answer them to your satisfaction or you can ask a LIC agent to visit you.


Myself and my wife both have this policy.


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