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25%
1.54 

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Verified Member MouthShut Verified Member
Jaipur India
Lazy Inefficient Coprporation,stay away from it
Mar 03, 2017 06:42 PM 19431 Views

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LIC is simply good for nothing.


In old era around 20 years ago, it was very famous and almost necessary to have some sort of LIC policy.


But, with after revolution of time and enhancement in financial literacy, they lost their charm.


LIC customer service not matter because their policies are not attractive.


There are many powerful name in same league like M&M financial, L&T financial, Bhara FInancial, Max Financial etc, which have far more atractive plan cmpare to LIC.


LIC agents are like chweing gum, once they stick to you than they will follow you till disaster.


The main reason of failure is that they lack customize plan, they are not improving their business model, management is missing the trick of implementing six sigma.


LIC rates and charges are not lucrative, only hardcore goverment scheme friendly people can think about them.


The worst thing is that LIC dont setting up any criteria for its agent, untill proper training given to them, they have to encounter diffculties.


Their plans are similar like investing in gold, where outcome not increases eponentially.


On the whole, untill they introduce some sort of new schemes, they will keep on struggling.


LIC have to face the music and their market share keep on decreasing day by day.


Stay away dont mess with your finance.cheers


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