Kotak is an outstanding bank as long as you don’t need to address their employees. My net banking has been exceptional easy and I used to be able to block my misplaced card and place the request for a new one in a single click on at the mobile app. but on the subject of people, they have got the maximum unwell-trained squad of pathological liars! that they had a few tie-up with my office regarding some credit score card scheme. so that they sent this guy to take us thru the entire deal and acquire the shape and doctors from us. the ones who had implemented at the same time as me, got the confirmation calls and the cardboard too. The restrict become manner much less that what become advised to us by way of their representative(liar!). however, I neither got the calls, nor the cardboard. I referred to as the patron care to discover what happened. They got back every week later asking me to apply for a clean card(in order that guy both misplaced my medical doctors, or this lady turned into mendacity). So I did. got the card with a horrible credit score limit. I called them up once more to ask whether or not the credit score restrict may be extended as it was manner much less than what I used to be incomes. The gentleman on the alternative cease stated that it'll take them 6 months to accomplish that(another lie). So I requested him to put in a request to surrender the card proper away. He stated that he’d carried out it and i’ll get hold of a message shortly(yet every other lie). I never got any message and my card was nonetheless purposeful and it made it not possible for me to apply for a credit card with any other financial institution as it reflected badly on my CIBIL rating. I have been attempting however the request never goes thru. some rocket technological know-how for those lesser beings I think. I have been stuck with a card that I can’t use and may’t observe for any other card due to these morons.
