5years back I had taken so called money back plan I got return of 42k at end of fifth year when I aske to surrender of the insurance they are telling that I will just get 21k
When in five years I have invested of around 75-76k they are giving me back just total of 63k where I am loosing 13k.
I don't think any of the investment will give return in negative.Plz be aware of the fraud they do and invest in some good banks.
