I have idbi saving a/c and I m very happy and setisfied with idbi bank. I have visited my brach of idbi bank and I have great experience all the branch all idbi branch work like a private bank. the facilites of bank provides awsome all work done before the time dead line so I love with idbi bank . customer service of the idbi bank is excellent I have no word how to express my feeling. all facilites like saving a/c current a/c demat a/c term deposite ( fd , rd ) and some orher advantage of the bank is there is no neft charges and no dd charges all type of banking like mobile banking , net banking , phone banking , and some special app like ABHAY - for debit card control u can activate and deactivate ur debit card with this app I m very happy with my bank