I had used(rather rarely) an ICICI bank credit card.
My intention of having this filthy ICICI bank credit card was to keep it as a spare one for any emergency as I don't like living a life of debt.
First of all the web interface was not good and not at all user friendly. But my frustration with this card increased when I kept on getting repeated calls from fraudulent people asking for my card details like card number, expiry date etc. These callers had my details like name and phone number, mind it phone number is a personal information and is supposed to be kept confidential by banks.
ICICI bank customer care has no clue about these malpractices and began telling me how to keep my information confidential. Idiots. Good riddance.
Happy without ICICI.