I am a very satisfied customer with HDFC.  As per the brand name they are giving the best ethical services and very customer friendly.  I have my investments spread across different insurance companies but this is the 1 company which has given me both satisfaction and very good returns.  I suggest every person to go ahead with this company for their investments and tax planning.  I have both Youngstar plus and pension plus plans with this company.  The best thing what I liked about this company is they are ethical and customer friendly not only at point of sales but also after sales.  They dont mind loosing business but they make sure that they inform the customer about all the  charges which none of the other company agent or manager did.    I am convinced that they are setting standards in the industry and hope that atleast by watching their operative style let other companies follow their foot steps.

IF YOU ARE NOT A LEADER IN INNOVATION, FOLLOW THE ONE WHO INVENTED IT.