Nov 28, 2016 02:20 PM
35086 Views
(Updated Nov 29, 2016 10:38 AM)
Few of the "million" reason to stay away from HDFC Click2Protect and similar offerings.
If you had to face such problems, imagine what will they do to your family members in unfortunate event of your death?
[ Reason #1 ]
Representatives are making false claims to quickly sell you their product(s) without consulting appropriate departments or providing substantial proof(email, let alone hard copy) e.g. "all" existing insurance details must be collected from you, but they hastily say: only existing "term" insurance details need be provided; they are not seeking policy numbers, which creates further doubts on their intentions.
[ Reason #2 ]
Technical glitches while filling online forms, which go unresolved for weeks(and instead of solving them, they submit forms with half info, on your behalf) - they are literally encouraging that you make/ignore mistakes, against which they can forfeit claims. I have heard people face problems while setting standing instructions and/or paying premiums manually through convenient methods like credit/debit card.
[ Reason #3 ]
"Buying" Assistance: 1800-266-9777("Toll Free")
"Claims" Assistance: 1860-267-9999("Local charges apply")
To help you arrange the documents we have drawn up a list of documents that you may be required to send along with the claims form. This list is for your reference only and the "complete list may vary" for each claim.
