Sep 11, 2017 10:25 PM
5918 Views
Hello friends, HDFC bank is one the leading bank in india. it has some qualities and some drawback too. I am the customer of HDFC bank since 2011. I have got my salary account in it. I Tell you what is good and what is bad about the bank. please read my review carefully.
Phone banking- Well if we talk about phone banking, you get a kit while opening your account in it. There would be a password into the kit. with the help of password, you can easily manage your account. Phone banking is safe in HDFC until you hide your password from others. You can know your balance and do lot of work with it.
ATM Availability- Well guys this is the main problem in HDFC. If I talk about my city Lucknow, there are few HDFC ATM. so you have to withdraw money from other bank's atm, that can charge you after free limit. this is the main draw back.
Internet Banking- Well dear all, Internet banking is another Good feature of the bank. you will be alloted a customer id and Password for Internet Banking. you can do several things with it like recharge your phone, payments of bills, book RD, Email statement, book your railway ticket and other tasks. you must hide your password. For transaction it is very safe because if someone some how knows your password, he still cannot use your net banking. They fix an OTP password every time you make any transaction. so its very safe.
Customer Service- Well Customer service is ok for the bank. Any query they can solve easily on helpline number. in bank they attend you in a nice manner.
HDFC demat account- Well friends I tell you one more thing which can only know the person who has an account. with your saving account, they open a HDFC demat account too, you will ne get to know about it until 450 rupees will be withdrawn from your account. Dear all when they open, they dont tell you and get your sign in the form of Demat account. for one year it is free, after that it is chargeable. so please be aware when you open an account. Thank You