HDFC Bank visa credit card is one of the biggest credit services provided by HDFC bank . as HDFC is a big name so I thought there will be no con from the side of bank and I took a HDFC Bank visa credit card but then what happened with me is pathetic, I am sharing my opinion so that you guys won't get trapped . first point is using credit card will be an extra burden on you. If you are using an HDFC Bank visa credit card so you will find that they will put so many extra charhes on you . most of time you won't even know when you spend this money, actually that would not be the money spent by you, that will be the extra charges by the side of bank and if you withdraw money from bank so you have to pay 350 rupees per transaction extra( whether you withdraw 100 rupees or 10000 rupees) . So guys be aware before using HDFC Bank visa credit card .