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1.44 

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Verified Member MouthShut Verified Member
Jamshedpur India
My Experience with DHFL for Home Loan...
Dec 16, 2015 01:40 PM 30775 Views

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DHFL, is one of the Third Largest Private Loan provider in India for various purposes.


It mainly provides its services in the Loan Sector like, Home Loan(including land loan, construction loan, resale house loan). They also provides the services like Fixed Deposit, RD and some other deposit scheme also.


Currently, I applied in DHFL for my Home Loan and it is approved & in processing stage. Some of the experience that I felt with DHFL, I am sharing here.


I am seeing & following DHFL site or, with contact more than a year for my Dream Home either I go for Land Loan/New Home Construction Loan etc.


You mark how DHFL responded to me in various occasion:




  1. When I searched & contacted DHFL for land loan of Cost around Rs. 12 Lacks, they respond well to us with loan details. But due to some of  the reason, I didn't proceed with that land deal and matter with DHFL is over that.




  2. After 1 -2 months of this matter, again I saw one plot of cost Rs. 4- 5 Lacks and contacted DHFL customer care with all my contact details, even I mailed my requirement to them, but they did't respond to me. I sent several reminder to them, but no response from their end. I hope, the reason behind that is Amount, which I was asking for was very small(only 4 -5 lacks). Thats why they didn't respond where I was eligible for more than that.




  3. So, once again last August-September 2015, I applied for Home Loan(individual Houses that make by Builder) of around Rs. 22- 25 lacks. On that, DHFL customer care and supporting team responded very quickly and started my process for Home Loan and approved & currently in disbursement stage.






I hope, you can understand the strategy of DHFL behind the above scenarios. As per my experience with DHFL, I still feeling comfortable with their documentation process, charges & fees & their response to me for Home Loan.


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