Citibank is a fraud bank. recently I realized that they have got been deducting Rs(250+ 12% tax) from my Suvidha account. after I known as them, they stated that minimal balance is increased from ten thousand to 25000. And i've not been knowledgeable in any respect! I have determined to close this account now, please dont keep citibank debit accounts if its a income account, its higher to close it once you cease the task. close it within 3 months. when we do enterprise with banks we will come to recognize how they are in a span of time, I have an account with icici, citi, hdfc, axis. I love HDFC very a lot, its very transparent financial institution. Cheers, santosh