I recently had great service on Damage & Theft Purchase Protection Plan. Our electronic device was accidentally run over by a car, and all it took to get a refund for the cost was one telephone call! We did not have to fill out a form or deal with a receipt. Maybe because was only 400rupees and I have had card for 19 years and this was first claim. I manage this card online and I never had a problem. Fairly high purchase balance interest of 11% , but I do not carry a balance. I have Citi Dividend World MasterCard, which gives Cash Back Reward of 1% all purchases.
Thanks for reading my sweet feedback of city bank credit card