Dec 06, 2012 04:37 PM
14312 Views
I would not recommend anyone to use this CC. They attract people by the longest interest free period, but they can change it anytime throughout this period.
The trick is as follows: first they move the payment due date to an earlier date, and when you miss it for a day or two, they fine you £12 (which seems reasonable), but on top of that they start charging interest on the whole sum without informing you. In my case, when they started charging interest, for three consecutive months the bills were not available (I use paper-free banking).
It was not my first balance transfer credit card, but Barclay is the only one, which does such things.
So if you need a balance transfer CC, go for other options.
