Im part of Bajaj HFL since 1 year, poor service and lot of hidden charges. During the BT time to Bajaj, sales rep promised no processing charges, but I ended up paying approx 40k to Bajaj. Now interest rate is reduced and when asked the sales rep to reduce my int rate as per market as my loan was a variable, they are asking to pay 2.5% on my outstanding loan as conversion charges- thats pathetic.
I strongly recommend not to opt Bajaj fin for homeloan. worst thing is that they do not have Call centre for home loan clarifications. I need to rely on sales rep who actually dont care after the loan is approved.
I am totally disappointed with this Bajaj Home loan- My suggestion to Bajaj is - Pls improve your post drawdown service to sustain the market!