I used bajaj capital’s provider for investing for tax blessings beneath 80C. That become the first year of my employment and it become only at the eleventh hour that I realized myself being overdue for the funding. This area turned into endorsed to me by using a pal. Unfortunately for me, not like my buddy I did now not know anything approximately ELSS/ULIPs and so forth. At that point of time. I visited their Indiranagar office in bangalore. They satisfied me that making an investment in new fund gives is more profitable than already present ones. Their argument changed into the price being only 10 rupees at begin. I later figured out that that is fake. I finished up locking my money in two hopeless budget which in no way liked for nearly 3 years while different older price range stored multiplying. Additionally they endorsed ULIPs citing the coverage blessings. It turned into only later that I discovered the every year deductions for ULIPs and the way the coverage is practically worthless. I agree with they get extra commision out of the low cease price range/coverage parents. If I knew which price range to pick out, which I learnt to do later, I might not have taken their help. Now searching again I sense cheated for these 3 lengthy years of the lock in duration.The alternative factor that merits point out is that the team of workers with whom I interacted turned into a lazy bum. I needed to go to their office multiple instances to get the receipts. And they maintain sending you the unsolicited mail e-newsletter every month.