May 31, 2016 12:17 PM
39181 Views
I have insured my car KA03MT8284 with Bajaj Allianz. Last week, a tractor tried to ram into my car from right side. To save myself, I took reverse and left rear door got dented. The tractor hit on my right side mirror, damaging the cap and made scratches on the right doors due to the iron rods in the tractor. I submitted my claim yesterday when I got a chance to go to the service station only yesterday. Now, the surveyor telling me he will only approve the rear door and not other damages.
He is asking for FIR and proofs. This is beyond my understanding of insurance. Am I supposed to keep camera ready with me always if I drive my car? Am I supposed to file FIR for each and every case even if there is no personal injury? Why are they accepting only a portion of the damage and leaving out others? I am seriously pissed off by the logic of the surveyor that I have delayed in making claim. One week time is a long time delay? I had the perception of Bajaj Allianz being a friendly insurance company. That is lost today. This company is run by crooks.