Has I am using this bank account since 3years. There is nothing problem in any of the transaction. This is my salary account, response is nice from the bank officers. Recently when notes were banned in our ( EPIP) Whitefield branch supported very well with has. And they also proved net banking facility which is very much easy to use, recharge, pay bills, transfer funds. If there is any issues in any ATM pin or cheque signature or transaction deduction they will help immidetaly. this is international bank service. There are many ATM centres around Whitefield and krpuram with cash everyday has I have seen.