May 05, 2016 12:56 PM
41389 Views
I was asked to take Optima Restore before I turned 45 years by saying premiums will shoot up if I enroll after 45. I took 10 lakh cover paying total of 19000 Rs. After I turned 45, my premium was increased by 50% to 28000 rupees. So basically their agents will lie and then wash their hands off if you ask why the premium went up by so much. Stay away from these frauds.
Do not believe what they say and enroll. I lost 19000 rupees and do not intend to continue with this plan. It is better to put these premium money in some account and save it for a rainy day that to pay these atrocious amount with no guarantee that they won't raise it every year and still pay a pittance when you file a claim
