HDFC Standard Life Insurance

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Recommended by 34% members
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HDFC Standard Life Insurance Reviews

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Member's Recommendation: Yes
Its your Life so Protect it
By: jainivra | Nov 30, 2001 12:47 AM

HDFC standard life insurance is backed by HDFC, the reputed housing financial institution operating since several decades and Standard Life Assurance Company, one of the Europe’s largest mutual... Read complete review |  Read 6851 times |  Comments (2)  
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Unit Linked Pension Plan - Beware
By: Milbo | May 04, 2005 11:08 PM

I have a complaint about the HDFC Unit Linked Pension Plan. The Investment Content Ratio (ICR) is only 78% of the premium for the first two years. Thereafter it is 99%. This means that only 78%... Read complete review |  Read 9211 times |  Comments (8)  
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Avoid ULIPs
By: bafna | Jan 15, 2006 09:08 PM

Avoid ULIPs. Quite simple, don’t mix Insurance and Investment. Agreed, globally Inusrance Cos. manage huge fund corpus and do lot of investments in equity and bonds markets. But here it does not make... Read complete review |  Read 2603 times |  Comments (0)  
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Not a good company
By: sidsinha | Feb 25, 2006 05:20 AM

I had extremly high regard for HDFC life insurance company. Refer the mail below that i have written to HDFC Life Insurance company - and till date there has been no reply on the same. I will seriously... Read complete review |  Read 13453 times |  Comments (20)  

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Don't be misled by brand HDFC
By: prasad_madhira | Mar 06, 2006 12:18 AM

The HDFC SLIC is a real misfit in the HDFC group, where one usually finds all the companies have professionally grown & run without the backing & lineage of any group or family. I was a policy holder... Read complete review |  Read 4338 times |  Comments (1)  
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Never deal with HDFC Std. Life
By: prasadranade | Mar 08, 2007 10:33 AM

One year back, I had home loan protection policy from HDFC Std. Life to cover my 11.8 Lac loan of HDFC Ltd. While availing this loan I was told that one time premium for this policy is ~ Rs. 30,000.... Read complete review |  Read 2881 times |  Comments (6)  
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Beware of HDFCSL
By: nanu4u | May 31, 2008 03:02 AM

          Writing about HDFCSL....wohhh...again...the insurance company synonym of the English word trouble.  You name it and then have their own way to trouble you in their own way. The following are a few... Read complete review |  Read 4133 times |  Comments (1)  
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Read How HDFC makes Money from Customer's Pocket
By: manishgaurav Member's photo available | Apr 11, 2009 12:49 PM

Dear Readers...,Hope everyone’s enjoying in HDFC BANK & HDFC Standard Life Insurance Co. The worst experience with one’s hard earned money, myself an example...These... Read complete review |  Read 1966 times |  Comments (13)  
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***Association Of Thieves*** Please Don't Invest
By: chandan32 Member's photo available | May 09, 2009 11:29 AM

Why The Management at HDFC Standard life Insurance Co. Don’t reply & give clarification its because they know they are corrupt and investigation in the below case shows that they are now looking... Read complete review |  Read 616 times |  Comments (2)  
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Unit linked endowment policy
By: assetmanager | Jan 14, 2005 08:52 AM

If somebody is selling you a unit linked insurance policy....saying it is the same as a mutual fund, don’t believe them!! It is like a mutual fund all right but the service standards... Read complete review |  Read 7989 times |  Comments (2)  
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Lowest cost for Term Assurance Plans
By: pkale | Nov 22, 2005 02:32 PM

I went for HDFC Std Life for my Term Cover plans as they had the lowest quote. I also feel a little more confident about HDFC than the other companies and I personally have bad experience with LIC agents... Read complete review |  Read 4071 times |  Comments (0)  
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ULIP are a no-no
By: prshrivastava | Mar 22, 2006 04:53 PM

Have you ever noticed that every insurance agent first tries to sell you ULIP products? Allmost all the time. Have you ever seen an insurance agent who offers Term Life insurance product on his/her own.... Read complete review |  Read 4474 times |  Comments (4)  
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Stay away from this company
By: modemnoise | Jun 22, 2006 05:48 PM

This company is riding on the HDFC brand name. The only common thing with that brand is the rampant PSU-like babu attitude. They have any number of forms to be filled in. Each form has its own... Read complete review |  Read 1793 times |  Comments (3)  
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Ulips are better products.....
By: asheesh3337 Member's photo available | Jul 14, 2006 10:40 PM

Our old policies were not fetching good return and notransparencies were there in those policies. I hope ULIP’s are more flexiblethan our old plans.Following are the flexibilities:-to choose... Read complete review |  Read 3099 times |  Comments (2)  

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HDFC SL .. good practises..
By: varuntin | Jul 30, 2006 02:00 AM

Before writing this review i read all the other reviews on HDFC SL and therefore i thought it would be a good idea to write how practises at HDFC SL is best suited for its clients and what makes it India’s... Read complete review |  Read 5980 times |  Comments (6)  
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Beware of their customer service
By: archik | Jan 07, 2007 02:26 PM

My policies recently lapsed because i did not pay my premium on the said date. I did not receive renewal premium notice and neither did my agent bother to remind me. She did remind me that the policy... Read complete review |  Read 1685 times |  Comments (3)  
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more ethical and customer friendly company
By: ashishdhote678948 | Sep 25, 2007 07:51 PM

As per my experience with HDFC Standard life it’s very very good company it’s only one company who is setting standared in industry & most admired life insurance company, it is only company who is... Read complete review |  Read 1209 times |  Comments (0)  
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Don't believe HDFC
By: uraju29 | Jan 22, 2008 12:02 PM

I had terribly bad exp with HDFC either with the Personal loans or insurance. I took a insurance from HDFC SLIC 3 years ago from their branch. I did not take from any third party person. Even the... Read complete review |  Read 1134 times |  Comments (4)  
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Ultimate Services
By: jaikishangn | Jan 30, 2008 09:41 PM

I am a very satisfied customer with HDFC.  As per the brand name they are giving the best ethical services and very customer friendly.  I have my investments spread across different insurance companies... Read complete review |  Read 1187 times |  Comments (1)  
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Policy document not recieved
By: jaspreet20 | Feb 28, 2008 11:55 AM

          Client ID: 52993283           I had bought a HDFC UL Young Star Suvidha Plan on 25th Jan, 2008 andmade an initial payment of Rs 40,000/- for the same. I recieved atemporary receipt for the... Read complete review |  Read 2000 times |  Comments (1)  
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